1446 Swallow Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1446 Swallow Ln, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,988 sqft · built 1997
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Tax Bill	$10,869 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`783-51-062`

Property Details

APN / Parcel Number

Primary APN	`783-51-062`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,988 sqft Living Area
1st Floor Area	991 sqft
2nd Floor Area	997 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	5,662 sqft (0.13 acres)
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1446 SWALLOW LN
City	GILROY
State	CA
Zip	95020-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8769 HILLCREST 4-A BOOK 671 PAGE 26 PAGE 27 LOT 9
Legal Subdivision	HILLCREST 4-A
Legal Tract	8769
Legal Lot Number	9
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1008
Census Tract	512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Mar 9, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jul 3, 2019	Intrafamily Transfer, Transfer · VA Mortgage MUFG UNION BANK NA
Jul 3, 2019	Grant Deed, Transfer NORTH AMERICAN TITLE CO
Jul 3, 2019	Quit Claim Deed, Transfer NORTH AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019
Deed Sale	Jul 3, 2019
Prior Sale	Jul 3, 2019 · Amount on Record
Deed Document Number	201924217305
Prior Transfer Date	Jun 29, 2019
Prior Transfer Doc	0024217305
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Investor	Possibly a Property Investor

Mortgage

Document Number	0024946502
Date	May 3, 2021
Instrument	24946502

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Investor	Possibly a Property Investor

Mortgage

Document Number	0025324699
Date	Jun 23, 2022
Instrument	25324699

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Document Number	0024477853
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1446 SWALLOW LN GILROY CA 950208227, GILROY, CA 95020-8227

Mortgage

Document Number	0024477853
Date	May 13, 2020
Instrument	24477853

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 3, 2019
Property Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Document Number	0024217305
Map Reference	MB 671 PG 26&27
Instrument Date	Jun 29, 2019
Instrument	24217305
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Investor	Possibly a Property Investor

Mortgage

Document Number	0024217306
Date	Jul 3, 2019
Instrument	24217306

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 3, 2019
Property Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Document Number	0024217304
Map Reference	MB 671 PG 26&27
Instrument Date	Jun 13, 2019
Instrument	24217304
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Investor	Possibly a Property Investor

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 3, 2019
Property Address	1446 SWALLOW LN, GILROY, CA 95020-8227
Document Number	0024217302
Instrument Date	Apr 15, 2019
Instrument	24217302
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1446 SWALLOW LN GILROY CA 950208227, GILROY, CA 95020-8227

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$897,986 (+2%) Land $359,193 Building $538,793
2025	$10,869.00 (+1.6%)	$880,379 (+4.04%) Land $352,150 Building $528,229
2024	$10,698.00 (+0.58%)
2023	$10,636.00 (+1.65%)	$846,195 Land $338,477 Building $507,718
2022	$10,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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