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1476 Swallow Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1476 Swallow Ln, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,159 sqft · built 1996
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Feb 2024)
Tax Bill$11,949 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN783-51-059

Property Details

APN / Parcel Number

Primary APN783-51-059

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,159 sqft Living Area
1st Floor Area1,161 sqft
2nd Floor Area998 sqft
Family RoomFamily Room
Utility RoomUtility Room

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleH-Shape
Construction TypeWood
Lot Area6,098 sqft (0.14 acres)
Garage Area657 sqft
Parking Spaces2 Parking Spaces
PorchNone

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1476 SWALLOW LN
CityGILROY
StateCA
Zip95020-8227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 8769 HILLCREST 4-A BOOK 671 PAGE 26 PAGE 27 LOT 12
Legal SubdivisionHILLCREST 4-A
Legal Tract8769
Legal Lot Number12
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1008
Census Tract512516

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address36371 TUNBRIDGE DR, NEWARK, CA 94560-2057
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2024 · Amount on Record
Deed SaleFeb 20, 2024 · Amount on Record
Prior SaleDec 23, 1996 · Amount on Record
Deed Document Number202425600064
Prior Transfer DateNov 2, 2023
Prior Transfer Doc0025557415
Record UpdatedSep 20, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 20, 2024
Property Address1476 SWALLOW LN, GILROY, CA 95020-8227
Document Number0025600064
Map ReferenceMB 671 PG 26&27
Instrument DateFeb 7, 2024
Instrument25600064
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address36371 TURNBRIDGE DRIVE, NEWARK, CA 94560-2057

Mortgage

Document Number0025600065
DateFeb 20, 2024
Instrument25600065
Lender
NameBMO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateMar 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11%
Max Rate11%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$988,380 (+2%) Land $780,300 Building $208,080
2025$11,949.00 (+614.23%)$969,000 (+682.35%) Land $765,000 Building $204,000
2023$1,673.00 (-84.31%)$123,857 Land $39,942 Building $83,915
2022$10,665.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
Hankins Information Technology
Fixed Wireless		100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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