14624 Shadow Lakes Dr E, Carmel, IN 46032 Property Records

Hamilton County property record for 14624 Shadow Lakes Dr E, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,945 sqft · built 1991
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$294,500 (Apr 2018)
Tax Bill	$4,383 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-13-002-017.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-13-002-017.000-015`
Alternative APN	`0809130002017000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,945 sqft Living Area
1st Floor Area	1,170 sqft
2nd Floor Area	1,005 sqft
Basement Area	1,170 sqft
Finished Basement	770 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Roof Material	Asphalt
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	125 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0809130002017000
Street Address	14624 SHADOW LAKES DR E
City	CARMEL
State	IN
Zip	46032-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .39, SECTION 13, TOWNSHIP 18, RANGE 3, SHADOW LAKES, SECTION 1, LOT 23
Legal Range	03
Legal Township	18
Legal Section	13
Legal Subdivision	SHADOW LAKES
Legal Block	1
Legal Lot Number	23
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	110404

Owner

14624 Shadow Lakes Dr E is owned and occupied by an individual who bought it in April 2018.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Mailing Address	14624 SHADOW LAKES DR E, CARMEL, IN 46032-5040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2017	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 25, 2018	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2018 · Amount on File
Deed Sale	Apr 25, 2018 · Amount on File
Prior Sale	Nov 30, 2016
Deed Document Number	2018017529
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14624 SHADOW LAKES DR E, CARMEL, IN 46032-5040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001663
Date	Jan 11, 2017
Instrument	2017001663

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14624 SHADOW LAKES DR E, CARMEL, IN 46032-5040
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040255
Date	Aug 28, 2019
Instrument	2019040255

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 25, 2018
Property Address	14624 SHADOW LAKES DR E, CARMEL, IN 46032-5040
Document Number	2018017529
Instrument Date	Mar 20, 2018
Instrument	2018017529
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14624 SHADOW LAKES DR E, CARMEL, IN 46032-5040

Mortgage

Document Number	2018017530
Date	Apr 25, 2018
Instrument	2018017530

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$395,000 (+3.16%) Land $82,700 Building $312,300	$395,000 (+3.16%) Land $82,700 Building $312,300
2024	$4,383.00 (-0.45%)	$382,900 (+0.92%) Land $60,000 Building $322,900	$382,900 (+0.92%) Land $60,000 Building $322,900
2023	$4,403.00 (+13.71%) Homeowner's exemption	$379,400 (+16.02%) Land $60,000 Building $319,400	$379,400 (+16.02%) Land $60,000 Building $319,400
2022	$3,872.00 Homeowner's exemption	$327,000 Land $60,000 Building $267,000	$327,000 Land $60,000 Building $267,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14624 Shadow Lakes Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14624 Shadow Lakes Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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