14619 Shadow Lakes Dr E, Carmel, IN 46032 Property Records

Hamilton County property record for 14619 Shadow Lakes Dr E, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,267 sqft · built 1991
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2023)
Tax Bill	$4,369 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-13-002-012.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-13-002-012.000-015`
Alternative APN	`0809130002012000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,267 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	1,272 sqft
Basement Area	1,052 sqft
Finished Basement	915 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Architectural Style	Other
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0809130002012000
Street Address	14619 SHADOW LAKES DR E
City	CARMEL
State	IN
Zip	46032-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .35, SECTION 13, TOWNSHIP 18, RANGE 3, SHADOW LAKES, SECTION 1, LOT 2
Legal Range	03
Legal Township	18
Legal Section	13
Legal Subdivision	SHADOW LAKES
Legal Block	1
Legal Lot Number	2
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	110404

Owner

14619 Shadow Lakes Dr E is owned and occupied by an individual who bought it in July 2023.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14619 SHADOW LAKES DR E, CARMEL, IN 46032-5041
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 17, 2023	Warranty Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Oct 8, 2012 · Amount on File
Deed Document Number	2023026432
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14619 SHADOW LAKES DR E, CARMEL, IN 46032-5041
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051629
Date	Jul 15, 2021
Instrument	2021051629

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14619 SHADOW LAKES DR E, CARMEL, IN 46032-5041
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14619 SHADOW LAKES DR E, CARMEL, IN 46032-5041

Mortgage

Document Number	0000037312
Date	Jul 27, 2022
Instrument	2022037312

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	DANVILLE, IL 61834

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jul 17, 2023
Property Address	14619 SHADOW LAKES DR E, CARMEL, IN 46032-5041
Document Number	0000026432
Map Reference	DOC 8920670
Instrument Date	Jul 13, 2023
Instrument	2023026432
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	NOT AVAILABLE, SUMMIT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14619 SHADOW LAKES DR E, CARMEL, IN 46032-5041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15258 TRABBER DR, INDIANAPOLIS, IN 46236

Mortgage

Document Number	0000026433
Date	Jul 17, 2023
Instrument	2023026433

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$398,400 (+3%) Land $82,700 Building $315,700	$398,400 (+3%) Land $82,700 Building $315,700
2024	$4,369.00 (+6.53%)	$386,800 (+0.94%) Land $60,000 Building $326,800	$386,800 (+0.94%) Land $60,000 Building $326,800
2023	$4,101.00 (+5.97%) Homeowner's exemption	$383,200 (+16.58%) Land $60,000 Building $323,200	$383,200 (+16.58%) Land $60,000 Building $323,200
2022	$3,870.00 (+12.04%) Homeowner's exemption	$328,700 Land $60,000 Building $268,700	$328,700 Land $60,000 Building $268,700
2021	$3,454.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14619 Shadow Lakes Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14619 Shadow Lakes Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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