14715 Shadow Lakes Dr E, Carmel, IN 46032 Property Records

Hamilton County property record for 14715 Shadow Lakes Dr E, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,989 sqft · built 1992
Lot Size	0.419 acres (18,295 sqft)
Owner	Owner Name on Record
Tax Bill	$8,631 (2024)
Deeds & Mortgages	May 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-13-002-008.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-13-002-008.000-015`
Alternative APN	`0809130002008000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,989 sqft Living Area
1st Floor Area	1,148 sqft
2nd Floor Area	980 sqft
Basement Area	1,148 sqft
Finished Basement	861 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Other
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	195 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0809130002008000
Street Address	14715 SHADOW LAKES DR E
City	CARMEL
State	IN
Zip	46032-5041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .42, SECTION 13, TOWNSHIP 18, RANGE 3, SHADOW LAKES, SECTION 1, LOT 6
Legal Range	03
Legal Township	18
Legal Section	13
Legal Subdivision	SHADOW LAKES SECTION 1
Legal Block	1
Legal Lot Number	6
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2004
Census Tract	110404

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	20236 HAGUE RD, NOBLESVILLE, IN 46062-9540

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BK
Mar 5, 2020	Deed of Trust, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2010
Deed Sale	Feb 18, 2010
Prior Sale	Dec 30, 2009 · Amount on Record
Deed Document Number	0000007390
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14715 SHADOW LAKES DR E, CARMEL, IN 46032-5041
Document Number	0000040617
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20236 HAGUE RD NOBLESVILLE IN 460629540, NOBLESVILLE, IN 46062-9540

Mortgage

Document Number	0000040617
Date	Jun 29, 2020
Instrument	40617

Lender

Name	PEOPLES BK
Type	Bank
Address	ELLETTSVILLE, IN 47429-0128

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 28, 2022

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14715 SHADOW LAKES DR E, CARMEL, IN 46032-5041
Document Number	0000012268
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20236 HAGUERD NOBLESVILLE IN 46062, NOBLESVILLE, IN 46062

Mortgage

Document Number	0000012268
Date	Mar 9, 2020
Instrument	12268

Lender

Name	PEOPLES BK
Type	Bank
Address	601 E TEMPERANCE ST, ELLETTSVILLE, IN 47429-2010

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Mar 8, 2040

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$394,900 (+2.97%) Land $82,700 Building $312,200	$394,900 (+2.97%) Land $82,700 Building $312,200
2024	$8,631.00 (+0.64%)	$383,500 (+0.95%) Land $60,000 Building $323,500	$383,500 (+0.95%) Land $60,000 Building $323,500
2023	$8,576.00 (+12.16%)	$379,900 (+14.05%) Land $60,000 Building $319,900	$379,900 (+14.05%) Land $60,000 Building $319,900
2022	$7,646.00	$333,100 Land $60,000 Building $273,100	$333,100 Land $60,000 Building $273,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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