Hamilton County property record for 14603 Shadow Lakes Dr E, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,217 sqft · built 1993 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,897 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-13-002-013.000-015 |
| Primary APN | 29-09-13-002-013.000-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,217 sqft Living Area |
| 1st Floor Area | 1,123 sqft |
| 2nd Floor Area | 1,094 sqft |
| Basement Area | 1,123 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.369 acres) |
| Lot Dimensions | 140 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0809130002013000 |
|---|---|
| Street Address | 14603 SHADOW LAKES DR E |
| City | CARMEL |
| State | IN |
| Zip | 46032-5041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .37, SECTION 13, TOWNSHIP 18, RANGE 3, SHADOW LAKES, SECTION 1, LOT 1 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 13 |
| Legal Subdivision | SHADOW LAKES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | WESTFIELD WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 110404 |
14603 Shadow Lakes Dr E is owned and occupied by two individuals who acquired it in June 2000.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14603 SHADOW LAKES DR E, CARMEL, IN 46032-5041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2000 |
| Deed Sale | Jun 1, 2000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14603 SHADOW LAKES DR E, CARMEL, IN 46032-5041 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021076001 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021076001 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Westfield Washington Township |
| Municipality | Westfield City |
| Unified School District | Westfield-Washington Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $353,400 (+3.79%) Land $82,900 Building $270,500 | $353,400 (+3.79%) Land $82,900 Building $270,500 | |
| 2024 | $3,897.00 (-0.26%) | $340,500 (-1.28%) Land $60,100 Building $280,400 | $340,500 (-1.28%) Land $60,100 Building $280,400 |
| 2023 | $3,907.00 (+11.82%) Homeowner's exemption | $344,900 (+16.17%) Land $60,100 Building $284,800 | $344,900 (+16.17%) Land $60,100 Building $284,800 |
| 2022 | $3,494.00 Homeowner's exemption | $296,900 Land $60,100 Building $236,800 | $296,900 Land $60,100 Building $236,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14603 Shadow Lakes Dr E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14603 Shadow Lakes Dr E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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