14618 Shadow Lakes Dr E, Carmel, IN 46032 Property Records

Hamilton County property record for 14618 Shadow Lakes Dr E, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,797 sqft · built 1989
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,350 (Jun 2023)
Tax Bill	$4,259 (2024)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-13-002-016.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-09-13-002-016.000-015`
Alternative APN	`0809130002016000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,797 sqft Living Area
Gross Area	3,831 sqft
1st Floor Area	3,264 sqft
2nd Floor Area	1,200 sqft
Basement Area	934 sqft
Finished Basement	467 sqft
Unfinished Basement	467 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	129 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14618 SHADOW LAKES DR E
City	CARMEL
State	IN
Zip	46032-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .35, SECTION 13, TOWNSHIP 18, RANGE 3, SHADOW LAKES, SECTION 1, LOT 22
Legal Range	03
Legal Township	18
Legal Section	13
Legal Subdivision	SHADOW LAKES SECTION 1
Legal Block	1
Legal Lot Number	22
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	110404

Owner

Source: Hamilton County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14618 SHADOW LAKES DR E, CARMEL, IN 46032-5040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Jan 29, 2013 · Amount on Record
Deed Document Number	202323686
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14618 SHADOW LAKES DR E, CARMEL, IN 46032-5040
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14618 SHADOW LAKES DR E, CARMEL, IN 46032-5040

Mortgage

Document Number	0000043751
Date	Oct 10, 2025
Instrument	2025043751

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 27, 2023
Property Address	14618 SHADOW LAKES DR E, CARMEL, IN 46032-5040
Document Number	0000023686
Map Reference	CAB 1 SL 49
Instrument Date	Jun 23, 2023
Instrument	2023023686
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14618 SHADOW LAKES DR E, CARMEL, IN 46032-5040

Mortgage

Document Number	0000023687
Date	Jun 27, 2023
Instrument	2023023687

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$375,500 (+0.91%) Land $82,700 Building $292,800	$375,500 (+0.91%) Land $82,700 Building $292,800
2024	$4,259.00 (+1.84%)	$372,100 (+0.92%) Land $60,000 Building $312,100	$372,100 (+0.92%) Land $60,000 Building $312,100
2023	$4,182.00 (+12.21%) Homeowner's exemption	$368,700 (+16.46%) Land $60,000 Building $308,700	$368,700 (+16.46%) Land $60,000 Building $308,700
2022	$3,727.00 (+13.04%) Homeowner's exemption	$316,600 Land $60,000 Building $256,600	$316,600 Land $60,000 Building $256,600
2021	$3,297.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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