146 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 146 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,698 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,000,000 (Apr 2024)
Tax Bill	$5,386 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`4224-22-1944-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-22-1944-0000`
Alternative APNs	`000058530` `978705`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,698 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Pool Area	480 sqft
Cabin	Cabin
Canopy	1,248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000058530
Street Address	146 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	L17,PB 40/40 PELICAN SOUND
Legal Subdivision	PELICAN SOUND
Legal Lot Number	17
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6809 BUCKLEY DR, SUMMERFIELD, NC 27358-9785
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK
Aug 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Prior Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	202420127499
Deed Book / Page	4834 / 2798
Prior Transfer Date	Jan 23, 2018
Prior Transfer Doc	0046582052
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 19, 2024
Property Address	146 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0048342798
Book / Page	4834 / 2798
Map Reference	MB 40 PG 40
Instrument Date	Apr 10, 2024
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6809 BUCKLEY DR, SUMMERFIELD, NC 27358-9785

Mortgage

Document Number	0048342801
Date	Apr 19, 2024
Instrument	4834-2801

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	146 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046810269
Date	Mar 18, 2019
Book Page	4681/0269

Lender

Name	FIRST BANK
Type	Bank
Address	WILMINGTON, NC 28401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Aug 29, 2019
Property Address	146 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046921076
Book / Page	004692 / 001076
Instrument Date	Aug 19, 2019
Instrument	20053357
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8520 BALD EAGLE LN WILMINGTON NC 284119313, WILMINGTON, NC 28411-9313

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Feb 5, 2018
Property Address	146 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046582052
Book / Page	004658 / 002052
Instrument Date	Jan 23, 2018
Instrument	20033087
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1838 SIR TYLER DR #210 WILMINGTON NC 284058378, 210, WILMINGTON, NC 28405-8378

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 20, 2017
Property Address	146 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046562143
Book / Page	004656 / 002143
Instrument Date	Dec 19, 2017
Instrument	20031769
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1838 SIR TYLER DR #210 WILMINGTON NC 284058378, 210, WILMINGTON, NC 28405-8378

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,386.00 (+12.75%)	$665,544 (+18.7%) Land $68,160 Building $597,384	$665,544 (+18.7%) Land $68,160 Building $597,384
2023		$560,696 (-) Land $122,707 Building $437,989	$560,696 (-) Land $122,707 Building $437,989
2022	$4,777.00	$560,696 Land $122,707 Building $437,989	$560,696 Land $122,707 Building $437,989

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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