138 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 138 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,952 sqft · built 2022
Lot Size	0.473 acres (20,647 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2022)
Tax Bill	$5,801 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jan 2022 Sale
Flood Zone	Zone AE (high risk)
APN	`4224-12-9958-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-12-9958-0000`
Alternative APNs	`000049666` `920071`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,952 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	20,647 sqft (0.473 acres)
Pool Area	816 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000049666
Old Parcel Number	4224 12 9958 0000
Street Address	138 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	TR 2 PB 41/142 CEDAR LANDING PARTNERS LLC DIVISION
Legal Subdivision	CEDAR LANDING PARTNERS LLC DIVISION
Legal Tract	2
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	138 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Jan 18, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Apr 30, 2009 · Amount on Record
Deed Document Number	0001234777
Deed Book / Page	123 / 4777
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	138 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Nov 23, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048131743
Date	May 25, 2023
Book Page	4813/1743

Lender

Name	UNITED BANK
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 18, 2022
Property Address	138 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0047770123
Book / Page	4777 / 123
Map Reference	MB 41 PG 142
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 ASHEVILLE ST W, WRIGHTSVILLE BEACH, NC 28480-1889

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 POND DR, ATLANTIC BEACH, NC 28512-7334

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,801.00 (+463.2%)	$766,726 (+53%) Land $58,055 Building $708,671	$766,726 (+53%) Land $58,055 Building $708,671
2023		$501,142 (+305%) Land $123,740 Building $377,402	$501,142 (+305%) Land $123,740 Building $377,402
2022	$1,030.00	$123,740 Land $123,740	$123,740 Land $123,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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