141 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 141 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,936 sqft · built 2015
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,500 (Jun 2014)
Tax Bill	$5,085 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`4224-23-1073-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-23-1073-0000`
Alternative APNs	`000054845` `964374`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,936 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Cottage
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	26,572 sqft (0.61 acres)

Exterior Amenities

Porch	Porch
Porch Area	580 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	96 sqft
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000054845
Street Address	141 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	L18,PB 40/40 PELICAN SOUND
Legal Subdivision	PELICAN SOUND
Legal Lot Number	18
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	141 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Nov 15, 2023	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2014 · Amount on Record
Deed Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	20144432_062
Deed Book / Page	4432 / 62
Last Transfer Date	Nov 15, 2023
Transfer Doc	0048250823
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Jul 14, 2026
Property Address	141 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0020158540
Book / Page	4897 / 2805
Instrument Date	Jul 1, 2026
Instrument	202620158540
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	141 COVE SIDE LN, HAMPSTEAD, NC 28443-3812

Mortgage

Document Number	0020158540,
Date	Jul 14, 2026
Book Page	4897/2805
Instrument	202620158540

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 15, 2023
Property Address	141 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0048250823
Book / Page	4825 / 823
Map Reference	MB 40 PG 40
Instrument Date	Nov 15, 2023
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	141 COVE SIDE LN, HAMPSTEAD, NC 28443-3812

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,085.00 (+12.85%)	$692,940 (+31.21%) Land $70,193 Building $622,747	$692,940 (+31.21%) Land $70,193 Building $622,747
2023		$528,109 (-) Land $133,793 Building $394,316	$528,109 (-) Land $133,793 Building $394,316
2022	$4,506.00	$528,109 Land $133,793 Building $394,316	$528,109 Land $133,793 Building $394,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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