137 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 137 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 3,128 sqft · built 2009
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2017)
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`4224-13-9225-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-13-9225-0000`
Alternative APNs	`400977135` `977135`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,128 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pile
Lot Area	22,651 sqft (0.519 acres)

Exterior Amenities

Porch	Porch
Porch Area	544 sqft
Deck Area	544 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400977135
Old Parcel Number	4224 13 9225 0000
Street Address	137 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FA
Legal Description	L20,PB 40/40 PELICAN SOUND
Legal Subdivision	PELICAN SOUND
Legal Lot Number	20
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

137 Cove Side Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Pender County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	Apr 11, 2014 · Amount on File
Deed Document Number	0014624651
Deed Book / Page	1462 / 4651
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Sep 22, 2017
Property Address	137 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046511462
Book / Page	004651 / 001462
Instrument Date	Sep 22, 2017
Instrument	20028680
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,450.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 COVE SIDE LN HAMPSTEAD NC 284433812, HAMPSTEAD, NC 28443-3812

Mortgage

Document Number	46511465
Date	Sep 22, 2017
Book Page	004651/001465
Instrument	20028681

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 137 Cove Side Ln was $5,116.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,116.00	$622,649 Land $62,160 Building $560,489	$622,649 Land $62,160 Building $560,489
2023		$531,553 (-) Land $127,140 Building $404,413	$531,553 (-) Land $127,140 Building $404,413
2022	$4,535.00	$531,553 Land $127,140 Building $404,413	$531,553 Land $127,140 Building $404,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Cove Side Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Cove Side Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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