135 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 135 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,709 sqft · built 2015
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,000 (Apr 2018)
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`4224-13-8349-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-13-8349-0000`
Alternative APNs	`000025297` `979569`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,709 sqft Living Area
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable/Hip
Lot Area	25,700 sqft (0.59 acres)

Exterior Amenities

Pool Area	338 sqft
Porch	Porch
Porch Area	512 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000025297
Street Address	135 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L21 PB 40/40 PELICAN SOUND
Legal Subdivision	PELICAN SOUND
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Apr 16, 2018	Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018 · Amount on Record
Deed Sale	Apr 16, 2018 · Amount on Record
Prior Sale	Aug 20, 2009 · Amount on Record
Deed Book / Page	4662 / 2210
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	135 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 COVE SIDE LN, HAMPSTEAD, NC 28443-3812

Mortgage

Document Number	0048861610
Date	Mar 6, 2026
Book Page	4886/1610

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	135 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047181432
Date	Jul 21, 2020
Book Page	4718/1432

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 16, 2018
Property Address	135 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046622210
Book / Page	4662 / 2210
Map Reference	MB40 PG40
Instrument Date	Apr 13, 2018
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,234.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 COVE SIDE LN, HAMPSTEAD, NC 28443-3812

Mortgage

Document Number	0046622213
Date	Apr 16, 2018
Instrument	4662/2213

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,502.00 (+13.65%)	$1,114,189 (+94.36%) Land $68,408 Building $1,045,781	$1,114,189 (+94.36%) Land $68,408 Building $1,045,781
2023		$573,267 (+0.86%) Land $132,313 Building $440,954	$573,267 (+0.86%) Land $132,313 Building $440,954
2022	$4,841.00	$568,373 Land $132,313 Building $436,060	$568,373 Land $132,313 Building $436,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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