Frederick County property record for 145 Schramm Loop, Stephens City, VA 22655
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 2,038 sqft · built 2016 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,228 (Apr 2016) |
| Tax Bill | $2,133 (2026) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 756-2-12 |
| Primary APN | 756-2-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 3,203 sqft |
| 1st Floor Area | 1,001 sqft |
| Basement Area | 781 sqft |
| Finished Basement | 781 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Townhouse |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8049422 |
|---|---|
| Street Address | 145 SCHRAMM LOOP |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-6013 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RATR |
| Legal Description | THE TOWNES AT TASKER L12S2 |
| Legal Subdivision | THE TOWNES AT TASKER |
| Legal Lot Number | 12 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 50900 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 145 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2016 · Amount on Record |
| Deed Sale | Apr 15, 2016 · Amount on Record |
| Deed Document Number | 20163213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 145 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6013 |
| Document Number | 0000009186 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 145 SCHRAMM LOOP STEPHENS CITY VA 226556013, STEPHENS CITY, VA 22655-6013 |
| Document Number | 0000009186 |
|---|---|
| Date | Sep 6, 2019 |
| Instrument | 9186 |
| Name | JGWENTWORTH HOME LLC |
|---|---|
| Address | 3350 COMMISSIONER CT, WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 5, 2049 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,133.00 (+10.4%) | $402,400 Land $68,000 Building $334,400 | $402,400 Land $68,000 Building $334,400 |
| 2025 | $1,932.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Glo Fiber.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures