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154 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 154 Schramm Loop, Stephens City, VA 22655 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,488 sqft · built 2016
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$308,000 (Feb 2024)
Tax Bill$1,724 (2026)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Jun 2021 Refinance
Flood ZoneZone X (minimal risk)
APN756-3-79

Property Details

APN / Parcel Number

Primary APN756-3-79
Alternative APN
  • 8049846

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area1,488 sqft Living Area
Gross Area2,248 sqft
1st Floor Area736 sqft
Basement Area536 sqft
Finished Basement536 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area200 sqft
Parking Spaces1 Parking Space
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8049846
Street Address154 SCHRAMM LOOP
CitySTEPHENS CITY
StateVA
Zip22655-6014
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionTHE TOWNES AT TASKER L79 S3
Legal SubdivisionTHE TOWNES AT TASKER
Legal Lot Number79
JurisdictionFREDERICK VA
Township / Civil DivisionSHAWNEE
Census Block Group2
Census Block2040
Census Tract50900

Owner

Source: Frederick County records · APN 756-3-79

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address154 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Warranty Deed, Transfer · Conventional Mortgage
PRESIDENTIAL BANK FSB
Jun 09, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2024 · Amount on Record
Deed SaleFeb 22, 2024 · Amount on Record
Prior SaleSep 30, 2016 · Amount on Record
Deed Document Number20241328
Record UpdatedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateFeb 22, 2024
Property Address154 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Document Number0000001328
Instrument DateFeb 19, 2024
Instrument240001328
Transaction TypeTransfer
Record UpdatedMar 13, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address154 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014

Mortgage

Document Number0000001329
DateFeb 22, 2024
Instrument240001329
Lender
NamePRESIDENTIAL BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address154 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyOLD TOWNE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009745
DateJun 09, 2021
Instrument210009745
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,724.00 (+10.44%)$325,300 (+16.34%) Land $68,000 Building $257,300$325,300 (+16.34%) Land $68,000 Building $257,300
2025$1,561.00 (+9.54%)
2023$1,425.00$279,600 Land $52,000 Building $227,600$279,600 Land $52,000 Building $227,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690509002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880

May also be available at this address: Verizon, Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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