135 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 135 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,958 sqft · built 2016
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2026)
Tax Bill	$2,074 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`756-2-7`

Property Details

APN / Parcel Number

Primary APN	`756-2-7`
Alternative APN	`8049417`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,958 sqft Living Area
Gross Area	2,961 sqft
1st Floor Area	979 sqft
Basement Area	759 sqft
Finished Basement	759 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049417
Street Address	135 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6013
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L7S2
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	7
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	135 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed, Transfer · Conventional Mortgage TRUST BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Apr 1, 2016 · Amount on Record
Deed Document Number	20266761
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 2, 2026
Property Address	135 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6013
Document Number	0000006761
Instrument Date	Jun 15, 2026
Instrument	20266761
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE GUARANTY, TITLE RESOURCE GUARANTY COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	135 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6013

Mortgage

Document Number	0000006762,
Date	Jul 2, 2026
Instrument	20266762

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	135 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6013
Document Number	0000008542
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	NTC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 SCHRAMM LOOP STEPHENS CITY VA 226556013, STEPHENS CITY, VA 22655-6013

Mortgage

Document Number	0000008542
Date	Jul 8, 2020
Instrument	8542

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 7, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,074.00 (+10.38%)	$391,400 (-) Land $68,000 Building $323,400	$391,400 (-) Land $68,000 Building $323,400
2025	$1,879.00	$391,400 Land $68,000 Building $323,400	$391,400 Land $68,000 Building $323,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Glo Fiber.

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