150 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 150 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,760 sqft · built 2016
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Mar 2022)
Tax Bill	$1,942 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`756-3-81`

Property Details

APN / Parcel Number

Primary APN	`756-3-81`
Alternative APN	`8049848`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
Gross Area	2,724 sqft
1st Floor Area	880 sqft
Basement Area	680 sqft
Finished Basement	680 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049848
Street Address	150 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L81 S3
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	81
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	150 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Feb 21, 2020	Grant Deed, Transfer PLANET HM LNDG
Feb 24, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Feb 21, 2020 · Amount on Record
Deed Document Number	20222641
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Mar 1, 2022
Property Address	150 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Document Number	0000002641
Instrument Date	Feb 28, 2022
Instrument	220002641
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014

Mortgage

Document Number	0000002642
Date	Mar 1, 2022
Instrument	220002642

Lender

Name	FIRST HERITAGE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Feb 21, 2020
Property Address	150 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Document Number	0000002070
Instrument Date	Feb 19, 2020
Instrument	2070
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	MBH SETTLEMENT GROUP LC, MBH SETTLEMENT GRP LC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SCHRAMM LOOP STEPHENS CITY VA 226556014, STEPHENS CITY, VA 22655-6014

Mortgage

Document Number	2071
Date	Feb 21, 2020
Instrument	2071

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

February 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Feb 24, 2017
Property Address	150 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Document Number	0000001917
Instrument Date	Feb 22, 2017
Instrument	170001917
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2021
Title Company	ASSURE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014

Mortgage

Document Number	0000001918
Date	Feb 24, 2017
Instrument	170001918

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,942.00 (+10.4%)	$366,400 Land $68,000 Building $298,400	$366,400 Land $68,000 Building $298,400
2025	$1,759.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Shenandoah Telecommunications Company.

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