155 Schramm Loop, Stephens City, VA 22655 Property Records

Frederick County property record for 155 Schramm Loop, Stephens City, VA 22655

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 2,036 sqft · built 2016
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$327,000 (Jul 2021)
Tax Bill	$2,150 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`756-3-13`

Property Details

APN / Parcel Number

Primary APN	`756-3-13`
Alternative APN	`8049835`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
Gross Area	3,201 sqft
1st Floor Area	1,001 sqft
Basement Area	801 sqft
Finished Basement	801 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8049835
Street Address	155 SCHRAMM LOOP
City	STEPHENS CITY
State	VA
Zip	22655-6014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RATR
Legal Description	THE TOWNES AT TASKER L13 S3
Legal Subdivision	THE TOWNES AT TASKER
Legal Lot Number	13
Jurisdiction	FREDERICK VA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2040
Census Tract	50900

Owner

Source: Frederick County assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1132 STUART HILLS WAY, HERNDON, VA 20170-2468
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage DRAPER AND KRAMER MORTGAGE CORP
Oct 27, 2017	Quit Claim Deed, Mortgage · FHA Mortgage JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Document Number	202111044
Last Transfer Date	Jul 12, 2024
Transfer Doc	0000006497
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 1, 2021
Property Address	155 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Document Number	0000011044
Instrument Date	Jun 25, 2021
Instrument	210011044
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	BMS TITLE AND ESCROW INC, SMS TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011045
Date	Jul 1, 2021
Instrument	210011045

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 27, 2017
Property Address	155 SCHRAMM LOOP, STEPHENS CITY, VA 22655-6014
Document Number	0000011140
Instrument Date	Oct 25, 2017
Instrument	11140
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	LINEAR SETTLEMENT SERVICES LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	155 SCHRAMM LOOP STEPHENS CITY VA 226556014, STEPHENS CITY, VA 22655-6014

Mortgage

Document Number	11241
Date	Oct 27, 2017
Instrument	11241

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,150.00 (+10.43%)	$405,700 (-) Land $68,000 Building $337,700	$405,700 (-) Land $68,000 Building $337,700
2025	$1,947.00	$405,700 Land $68,000 Building $337,700	$405,700 Land $68,000 Building $337,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Shenandoah Telecommunications Company.

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