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145 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 145 E Cliff St, Somerville, NJ 08876 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,936 sqft · built 1920
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on File
Last Sale$503,000 (Aug 2023)
Tax Bill$12,302 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18-00073-0000-00027

Property Details

APN / Parcel Number

Primary APN18-00073-0000-00027
Alternative APN
  • 180007300027

Interior

Stories2 Stories
Building Area1,936 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions200 ft deep x 50 ft wide

Location & Zoning

Street Address145 E CLIFF ST
CitySOMERVILLE
StateNJ
Zip08876-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block73
Legal Lot Number27
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group3
Census Block3015
Census Tract50300

Owner

Source: Somerset County and Somerville Borough records · APN 18-00073-0000-00027

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address145 E CLIFF ST, SOMERVILLE, NJ 08876-2405
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 16, 2018Grant Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2023 · Amount on Record
Deed SaleAug 08, 2023 · Amount on Record
Prior SaleFeb 16, 2018 · Amount on Record
Deed Document Number202320322
Deed Book / Page7518 / 2031
Record UpdatedSep 20, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET NJ
Recording DateAug 08, 2023
Property Address145 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Document Number0000020322
Book / Page7518 / 2031
Instrument DateJun 26, 2023
Instrument2023020322
Transaction TypeTransfer
Record UpdatedAug 23, 2023
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,937.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22 BEAVERBROOK DRIVE, BAYVILLE, NJ 08721

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 E CLIFF ST, SOMERVILLE, NJ 08876-2405

Mortgage

Document Number0000020323
DateAug 08, 2023
Instrument2023020323
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 01, 2053

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateFeb 16, 2018
Property Address145 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Document Number0000006325
Book / Page007025 / 000404
Instrument DateJan 16, 2018
Instrument6325
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$335.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 E CIIFF ST SOMERVILLE NJ 08876, SOMERVILLE, NJ 08876

Mortgage

Document Number6326
DateFeb 16, 2018
Book Page007025/000411
Instrument6326
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 15, 2048

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$301,600 (-) Land $138,000 Building $163,600$301,600 (-) Land $138,000 Building $163,600
2025$12,302.00 (+3.19%)$301,600 (-) Land $138,000 Building $163,600$301,600 (-) Land $138,000 Building $163,600
2024$11,922.00 (+5.1%)
2023$301,600 (-) Land $138,000 Building $163,600$301,600 (-) Land $138,000 Building $163,600
2022$11,343.00 (+0.65%)$301,600 Land $138,000 Building $163,600$301,600 Land $138,000 Building $163,600
2021$11,270.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340350503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2021)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2021, river or lake flooding, Remnants Of Hurricane Ida

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 453 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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