143 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 143 E Cliff St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,347 sqft · built 1920
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Dec 2018)
Tax Bill	$11,205 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage Sep 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-00073-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`18-00073-0000-00028`
Alternative APN	`180007300028`

Interior

Stories	2 Stories
Building Area	1,347 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	143 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	73
Legal Lot Number	28
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3015
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	143 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 19, 2017	Trustee's Deed, Construction Loan · Construction Mortgage ANCHOR LNS
Jan 13, 2017	Trustee's Deed, Foreclosure
Jan 20, 2017	Grant Deed, Transfer · Conventional with PMI ANCHOR LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 3, 2018 · Amount on Record
Deed Sale	Dec 3, 2018 · Amount on Record
Prior Sale	Jan 20, 2017 · Amount on Record
Deed Document Number	201844618
Deed Book / Page	7086 / 2021
Record Updated	Sep 20, 2026

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 3, 2018
Property Address	143 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Document Number	0000044618
Book / Page	007086 / 002021
Instrument Date	Nov 12, 2018
Instrument	44618
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 E CLIFF ST SOMERVILLE NJ 088762405, SOMERVILLE, NJ 08876-2405

Mortgage

Document Number	44619
Date	Dec 3, 2018
Book Page	007086/002027
Instrument	44619

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 19, 2017
Property Address	143 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Book / Page	006990 / 002599
Instrument Date	Aug 18, 2017
Instrument	37692
Transaction Type	Construction Loan
Record Updated	Nov 3, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 640 MARTINSVILLE NJ 088360640, MARTINSVILLE, NJ 08836-0640

Mortgage

Document Number	0000037692
Date	Sep 19, 2017
Book Page	006990/002599
Instrument	37692

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2018

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 13, 2017
Property Address	143 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Document Number	0000002181
Book / Page	006935 / 000918
Instrument Date	Jan 5, 2017
Instrument	2181
Transaction Type	Foreclosure
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Tax	$133.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9 PRIMROSE WAY WARREN NJ 070595672, WARREN, NJ 07059-5672

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 20, 2017
Property Address	143 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Document Number	0000003083
Book / Page	006936 / 002310
Instrument Date	Dec 16, 2016
Instrument	3083
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	121 WATCHUNG AVE PLAINFIELD NJ 070601248, PLAINFIELD, NJ 07060-1248

Mortgage

Document Number	3084
Date	Jan 20, 2017
Book Page	006936/002317
Instrument	3084

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,700 (-) Land $138,000 Building $136,700	$274,700 (-) Land $138,000 Building $136,700
2025	$11,205.00 (+3.2%)	$274,700 (-) Land $138,000 Building $136,700	$274,700 (-) Land $138,000 Building $136,700
2024	$10,858.00 (+5.1%)
2023		$274,700 Land $138,000 Building $136,700	$274,700 Land $138,000 Building $136,700
2022	$10,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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