150 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 150 E Cliff St, Somerville, NJ 08876

Property Summary

Property TypeSingle Family Home
Details2,507 sqft · built 1920
Lot Size0.505 acres (22,000 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Dec 2016)
Tax Bill$14,574 (2025)
Deeds & MortgagesDec 2023 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN18-00072-0000-00008

Property Details

APN / Parcel Number

Primary APN18-00072-0000-00008
Alternative APN
  • 180007200008

Interior

Stories1 Story
Building Area2,507 sqft Living Area
1st Floor Area2,507 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area22,000 sqft (0.505 acres)
Lot Dimensions275 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address150 E CLIFF ST
CitySOMERVILLE
StateNJ
Zip08876-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionVILLA SITEU
Legal Block72
Legal Lot Number8
JurisdictionSOMERSET NJ
Township / Civil DivisionSOMERVILLE
Census Block Group1
Census Block1007
Census Tract50100

Owner

Source: Somerset County and Somerville Borough records · APN 18-00072-0000-00008

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address150 E CLIFF ST, SOMERVILLE, NJ 08876-2406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2023Deed of Trust, Mortgage
PETER LINDIA
Feb 12, 2019Deed of Trust, Mortgage · ARM
AFFINITY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2016 · Amount on Record
Deed SaleDec 12, 2016 · Amount on Record
Deed Document Number201654193
Deed Book / Page6926 / 3816
Prior Transfer DateMar 07, 2016
Prior Transfer Doc0000010726
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address150 E CLIFF ST, SOMERVILLE, NJ 08876-2406
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 E CLIFF ST, SOMERVILLE, NJ 08876-2406

Mortgage

Document Number0000031543
DateDec 06, 2023
Book Page7536/761
Instrument2023031543
Lender
NamePETER LINDIA
TypePrivate Party
Address220 GRANDVIEW DR, BRANCHBURG, NJ 08853
Agreement
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address150 E CLIFF ST, SOMERVILLE, NJ 08876-2406
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyMEMBERS ALLIANCE TTL AGCY LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005081
DateFeb 12, 2019
Book Page7100/0320
Instrument2019005081
Lender
NameAFFINITY FCU
TypeCredit Union
AddressBASKING RIDGE, NJ 07920
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateMar 01, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalitySomerville Borough
Unified School DistrictSomerville Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$357,300 (-) Land $165,600 Building $191,700$357,300 (-) Land $165,600 Building $191,700
2025$14,574.00 (+3.19%)$357,300 (-) Land $165,600 Building $191,700$357,300 (-) Land $165,600 Building $191,700
2024$14,124.00 (+5.1%)
2023$357,300 Land $165,600 Building $191,700$357,300 Land $165,600 Building $191,700
2022$13,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims44 (1983–2021)
Claims Outside the SFHA13 of 44
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 453 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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