149 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 149 E Cliff St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	848 sqft · built 1910
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jul 2011)
Tax Bill	$10,026 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00073-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`18-00073-0000-00026`
Alternative APN	`180007300026`

Interior

Stories	1 Story
Building Area	848 sqft Living Area
1st Floor Area	848 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	149 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	73
Legal Lot Number	26
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3015
Census Tract	50300

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	149 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit COUNTY EDUCATORS FCU
Sep 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage COUNTY EDUCATORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2011 · Amount on Record
Deed Sale	Jul 27, 2011 · Amount on Record
Prior Sale	Dec 19, 1991 · Amount on Record
Deed Document Number	201132751
Deed Book / Page	6437 / 3801
Last Transfer Date	Sep 6, 2019
Transfer Doc	0000033348
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	149 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036101
Date	Aug 22, 2022
Book Page	7465/803
Instrument	2022036101

Lender

Name	COUNTY EDUCATORS FCU
Type	Credit Union
Address	ROSELLE PARK, NJ 07204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Sep 6, 2019
Property Address	149 E CLIFF ST, SOMERVILLE, NJ 08876-2405
Document Number	0000033348
Book / Page	7149 / 0458
Instrument Date	Sep 6, 2019
Instrument	2019033348
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 E CLIFF ST, SOMERVILLE, NJ 08876-2405

Mortgage

Document Number	0000033349
Date	Sep 6, 2019
Instrument	2019033349

Lender

Name	COUNTY EDUCATORS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,800 (-) Land $138,000 Building $107,800	$245,800 (-) Land $138,000 Building $107,800
2025	$10,026.00 (+3.19%)	$245,800 (-) Land $138,000 Building $107,800	$245,800 (-) Land $138,000 Building $107,800
2024	$9,716.00 (+5.11%)
2023		$245,800 Land $138,000 Building $107,800	$245,800 Land $138,000 Building $107,800
2022	$9,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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