136 E Cliff St, Somerville, NJ 08876 Property Records

Somerset County and Somerville Borough property record for 136 E Cliff St, Somerville, NJ 08876

Property Summary

Property Type	Single Family Home
Details	1,601 sqft · built 1920
Lot Size	0.199 acres (8,651 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Jul 2022)
Tax Bill	$13,322 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`18-00072-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`18-00072-0000-00002`
Alternative APN	`180007200002`

Interior

Stories	2 Stories
Building Area	1,601 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,651 sqft (0.199 acres)
Lot Dimensions	173 ft deep x 50 ft wide

Location & Zoning

Street Address	136 E CLIFF ST
City	SOMERVILLE
State	NJ
Zip	08876-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	EAST SOMERVILLE
Legal Block	72
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1007
Census Tract	50100

Owner

Source: Somerset County and Somerville Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	136 E CLIFF ST, SOMERVILLE, NJ 08876-2406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 8, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on Record
Deed Sale	Jul 27, 2022 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	202233016
Deed Book / Page	7460 / 1357
Prior Transfer Date	Oct 26, 1990
Prior Transfer Doc	1795000389
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 27, 2022
Property Address	136 E CLIFF ST, SOMERVILLE, NJ 08876-2406
Document Number	0000033016
Book / Page	7460 / 1357
Instrument Date	Jul 6, 2022
Instrument	2022033016
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,223.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	898 QUEEN CRESCENT, 898, APEX, NC 27523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 E CLIFF ST, SOMERVILLE, NJ 08876-2406

Mortgage

Document Number	0000033017
Date	Jul 27, 2022
Instrument	2022033017

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 8, 2018
Property Address	136 E CLIFF ST, SOMERVILLE, NJ 08876-2406
Document Number	0000029943
Book / Page	7062 / 2924
Map Reference	MAP72
Instrument Date	Jul 26, 2018
Instrument	2018029943
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,234.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 ALTAMONT PL, 323, SOMERVILLE, NJ 08876-1431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 E CLIFF ST, SOMERVILLE, NJ 08876-2406

Mortgage

Document Number	0000029944
Date	Aug 8, 2018
Instrument	2018029944

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Somerville Borough
Unified School District	Somerville Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$326,600 (-) Land $130,700 Building $195,900	$326,600 (-) Land $130,700 Building $195,900
2025	$13,322.00 (+3.19%)	$326,600 (-) Land $130,700 Building $195,900	$326,600 (-) Land $130,700 Building $195,900
2024	$12,910.00 (+5.1%)
2023		$326,600 Land $130,700 Building $195,900	$326,600 Land $130,700 Building $195,900
2022	$12,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	44 (1983–2021)
Claims Outside the SFHA	13 of 44
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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