14500 Saunders Rd, Pecatonica, IL 61063 Property Records

Winnebago County property record for 14500 Saunders Rd, Pecatonica, IL 61063

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1,474 sqft · built 1972
Lot Size	5.28 acres (230,432 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Dec 2019)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-26-100-001`

Property Details

APN / Parcel Number

Primary APN	`09-26-100-001`
Alternative APNs	`926100001` `458 252`

Interior

Building Area	1,474 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	230,432 sqft
Garage Type	Attached
Garage Area	600 sqft

Location & Zoning

Street Address	14500 SAUNDERS RD
City	PECATONICA
State	IL
Zip	61063-9122
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	N 737.23 FT E 312.38 FT W 674.23 FT NW1/4 SEC: 26 TWP: 027 RANGE: 010 ACRES: 5.29
Legal Range	10E
Legal Township	27N
Legal Section	26
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	4
Census Block	4033
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14500 SAUNDERS RD, PECATONICA, IL 61063-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Deed Document Number	20191042393
Record Updated	Oct 29, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 26, 2019
Property Address	14500 SAUNDERS RD, PECATONICA, IL 61063-9122
Document Number	0001042393
Instrument Date	Dec 23, 2019
Instrument	1042393
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14500 SAUNDERS RD PECATONICA IL 610639122, PECATONICA, IL 61063-9122

Mortgage

Document Number	1042394
Date	Dec 26, 2019
Instrument	1042394

Lender

Name	EMERALD MTG
Type	Mortgage Company
Address	FOX RIVER GROVE, IL 60013

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,218.00	$84,885 (+26.4%) Land $7,477 Building $77,408	$254,655 (+26.4%) Land $22,431 Building $232,224
2022	Homeowner's exemption	$67,156 Land $5,868 Building $61,288	$201,468 Land $17,604 Building $183,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
JCWIFI.com Fixed Wireless	200 / 200
AaroBand Fixed Wireless	100 / 50
Verizon Fixed Wireless	25 / 6
Rise Broadband Fixed Wireless	25 / 5

May also be available: T-Mobile.

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