1440 Spring Mill Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 1440 Spring Mill Cir, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,196 sqft · built 1987
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Tax Bill$5,993 (2024)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-23-301-044.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-301-044.000-018
Alternative APN
  • 1709230301044000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,196 sqft Living Area
1st Floor Area1,480 sqft
2nd Floor Area1,170 sqft
Basement Area1,092 sqft
Finished Basement546 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions173 ft deep x 83 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709230301044000
Street Address1440 SPRING MILL CIR
CityCARMEL
StateIN
Zip46032-9216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .35, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 1, LOT 50
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionSPRINGMILL CROSSING
Legal Block1
Legal Lot Number50
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2007
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1440 SPRING MILL CIR, CARMEL, IN 46032-9216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2015
Deed SaleMay 14, 2015
Deed Document Number2015022784
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1440 SPRING MILL CIR, CARMEL, IN 46032-9216
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044401
DateSep 7, 2017
Instrument2017044401
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$555,200 (+5.15%) Land $123,000 Building $432,200$555,200 (+5.15%) Land $123,000 Building $432,200
2024$5,993.00 (+7.31%)$528,000 (+3.57%) Land $123,000 Building $405,000$528,000 (+3.57%) Land $123,000 Building $405,000
2023$5,585.00 (+18.91%) Homeowner's exemption$509,800 (+23.62%) Land $93,200 Building $416,600$509,800 (+23.62%) Land $93,200 Building $416,600
2022$4,697.00 Homeowner's exemption$412,400 Land $93,200 Building $319,200$412,400 Land $93,200 Building $319,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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