1432 Spring Mill Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 1432 Spring Mill Cir, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,200 sqft · built 1987
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$403,600 (Sep 2017)
Tax Bill	$6,555 (2024)
Deeds & Mortgages	Mar 2026 Transfer Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-301-045.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-301-045.000-018`
Alternative APN	`1709230301045000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,200 sqft Living Area
Gross Area	4,634 sqft
1st Floor Area	3,408 sqft
Basement Area	828 sqft
Finished Basement	620 sqft
Unfinished Basement	208 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	133 ft deep x 97.2 ft wide
Garage Type	Attached
Garage Area	1,226 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1432 SPRING MILL CIR
City	CARMEL
State	IN
Zip	46032-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .31, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 1, LOT 49 & P48
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	SPRINGMILL CROSSING SECTION 1
Legal Block	1
Legal Lot Number	49
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	110906

Owner

Source: Hamilton County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1432 SPRING MILL CIR, CARMEL, IN 46032-9216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Intrafamily Transfer, Transfer
Sep 8, 2017	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 1, 2017	Deed of Trust, Mortgage ELEMENTS FIN'L FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	201744685
Last Transfer Date	Mar 6, 2026
Transfer Doc	0000009059
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Mar 6, 2026
Property Address	1432 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	0000009059
Map Reference	MB 13 PG 4-8
Instrument Date	Mar 6, 2026
Instrument	2026009059
Transaction Type	Transfer
Record Updated	Mar 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 SPRING MILL CIR, CARMEL, IN 46032-9216

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 8, 2017
Property Address	1432 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	2017044685
Map Reference	MB13 PG4-8
Instrument Date	Aug 31, 2017
Instrument	2017044685
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1432 SPRING HILL DR, DORSET, OH 44032

Mortgage

Document Number	2017044686
Date	Sep 8, 2017
Instrument	2017044686

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jul 14, 2043

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1432 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	0000026377
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1432 SPRING MILL CIR CARMEL IN 460329216, CARMEL, IN 46032-9216

Mortgage

Document Number	0000026377
Date	Jun 8, 2017
Instrument	26377

Lender

Name	ELEMENTS FIN'L FCU
Address	INDIANAPOLIS, IN 46207-7123

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 7, 2042

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$606,700 (+6.7%) Land $117,400 Building $489,300	$606,700 (+6.7%) Land $117,400 Building $489,300
2024	$6,555.00 (+4.1%)
2023	$6,297.00 (+23.81%) Homeowner's exemption	$568,600 (+27.29%) Land $88,900 Building $479,700	$568,600 (+27.29%) Land $88,900 Building $479,700
2022	$5,086.00 Homeowner's exemption	$446,700 Land $88,900 Building $357,800	$446,700 Land $88,900 Building $357,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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