1412 Spring Mill Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 1412 Spring Mill Cir, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,045 sqft · built 1987
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Tax Bill	$6,050 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-301-047.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-301-047.000-018`
Alternative APN	`1709230301047000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,045 sqft Living Area
1st Floor Area	1,466 sqft
2nd Floor Area	648 sqft
Basement Area	532 sqft
Finished Basement	399 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	158 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	634 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230301047000
Street Address	1412 SPRING MILL CIR
City	CARMEL
State	IN
Zip	46032-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .36, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 1, LOT 47
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	SPRINGMILL CROSSING
Legal Block	1
Legal Lot Number	47
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1412 SPRING MILL CIR, CARMEL, IN 46032-9216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Oct 15, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2018
Deed Sale	Oct 15, 2018
Prior Sale	Jul 5, 2002
Deed Document Number	2018048821
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1412 SPRING MILL CIR, CARMEL, IN 46032-9216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013691
Date	Mar 16, 2020
Instrument	2020013691

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 15, 2018
Property Address	1412 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	2018048821
Map Reference	MB13 PG4-8
Instrument Date	Oct 6, 2018
Instrument	2018048821
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ATA NATL TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 SPRING MILL CIR, CARMEL, IN 46032-9216

Mortgage

Document Number	2018048822
Date	Oct 15, 2018
Instrument	2018048822

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$557,900 (+4.75%) Land $123,800 Building $434,100	$557,900 (+4.75%) Land $123,800 Building $434,100
2024	$6,050.00 (+6.81%)	$532,600 (+3.16%) Land $123,800 Building $408,800	$532,600 (+3.16%) Land $123,800 Building $408,800
2023	$5,664.00 (+19.29%) Homeowner's exemption	$516,300 (+23.66%) Land $93,800 Building $422,500	$516,300 (+23.66%) Land $93,800 Building $422,500
2022	$4,748.00 Homeowner's exemption	$417,500 Land $93,800 Building $323,700	$417,500 Land $93,800 Building $323,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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