1437 Spring Mill Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 1437 Spring Mill Cir, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,339 sqft · built 1988
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$437,500 (Feb 2016)
Tax Bill	$5,829 (2024)
Deeds & Mortgages	Mar 2020 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-301-041.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-301-041.000-018`
Alternative APN	`1709230301041000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,339 sqft Living Area
Gross Area	4,758 sqft
1st Floor Area	3,612 sqft
2nd Floor Area	1,241 sqft
Basement Area	1,092 sqft
Finished Basement	819 sqft
Unfinished Basement	273 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	1,146 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1437 SPRING MILL CIR
City	CARMEL
State	IN
Zip	46032-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .39, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 1, LOT 53
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	SPRINGMILL CROSSING SECTION 1
Legal Block	1
Legal Lot Number	53
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	110906

Owner

1437 Spring Mill Cir is owned and occupied by two individuals who bought it in February 2016.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1437 SPRING MILL CIR, CARMEL, IN 46032-9216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit FORUM CU
Oct 21, 2019	Deed of Trust, Mortgage FORUM CU
Apr 29, 2017	Deed of Trust, Mortgage · Line of Credit FORUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2016 · Amount on File
Deed Sale	Feb 16, 2016 · Amount on File
Prior Sale	Apr 15, 2009 · Amount on File
Deed Document Number	20166173
Prior Transfer Date	Feb 2, 2016
Prior Transfer Doc	2016006173
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1437 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	0000017004
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 SPRING MILL CIR CARMEL IN 460329216, CARMEL, IN 46032-9216

Mortgage

Document Number	0000017004
Date	Mar 31, 2020
Instrument	17004

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2035

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1437 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	0000054120
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 SPRING MILL CIR CARMEL IN 460329216, CARMEL, IN 46032-9216

Mortgage

Document Number	0000054120
Date	Oct 29, 2019
Instrument	54120

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 28, 2034

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1437 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	0000019573
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Jun 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1437 SPRING MILL CIR CARMEL IN 460329216, CARMEL, IN 46032-9216

Mortgage

Document Number	0000019573
Date	May 4, 2017
Instrument	19573

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 3, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,600 (+5.19%) Land $125,500 Building $416,100	$541,600 (+5.19%) Land $125,500 Building $416,100
2024	$5,829.00 (+4.67%)	$514,900 (+1.28%) Land $125,500 Building $389,400	$514,900 (+1.28%) Land $125,500 Building $389,400
2023	$5,569.00 (+21.46%) Homeowner's exemption	$508,400 (+26.03%) Land $95,100 Building $413,300	$508,400 (+26.03%) Land $95,100 Building $413,300
2022	$4,585.00 Homeowner's exemption	$403,400 Land $95,100 Building $308,300	$403,400 Land $95,100 Building $308,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1437 Spring Mill Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1437 Spring Mill Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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