1415 Spring Mill Cir, Carmel, IN 46032 Property Records

Hamilton County property record for 1415 Spring Mill Cir, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,210 sqft · built 1987
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Tax Bill	$5,948 (2024)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-301-038.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-301-038.000-018`
Alternative APN	`1709230301038000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,210 sqft Living Area
1st Floor Area	1,203 sqft
2nd Floor Area	1,007 sqft
Basement Area	887 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	231 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft
Gazebo	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230301038000
Street Address	1415 SPRING MILL CIR
City	CARMEL
State	IN
Zip	46032-9216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .58, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 1, LOT 56
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	SPRINGMILL CROSSING
Legal Block	1
Legal Lot Number	56
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2007
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1415 SPRING MILL CIR, CARMEL, IN 46032-9216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2006
Deed Sale	Sep 26, 2006
Prior Sale	Mar 31, 2006
Deed Document Number	200600057131
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1415 SPRING MILL CIR, CARMEL, IN 46032-9216
Document Number	0000032551
Instrument Date	Jul 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1415 SPRING MILL CIR CARMEL IN 460329216, CARMEL, IN 46032-9216

Mortgage

Document Number	0000032551
Date	Jul 11, 2017
Instrument	32551

Lender

Name	INDIANA MEMBERS CU
Type	Credit Union
Address	INDIANAPOLIS, IN 46240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$548,300 (+5.04%) Land $134,600 Building $413,700	$548,300 (+5.04%) Land $134,600 Building $413,700
2024	$5,948.00 (+11.76%)	$522,000 (+7.08%) Land $134,600 Building $387,400	$522,000 (+7.08%) Land $134,600 Building $387,400
2023	$5,322.00 (+17.02%) Homeowner's exemption	$487,500 (+21.63%) Land $102,000 Building $385,500	$487,500 (+21.63%) Land $102,000 Building $385,500
2022	$4,548.00 Homeowner's exemption	$400,800 Land $102,000 Building $298,800	$400,800 Land $102,000 Building $298,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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