144 Bell Rd, Niles, MI 49120 Property Records

Berrien County property record for 144 Bell Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,790 sqft · built 2021
Lot Size	4.11 acres (179,032 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2026)
Tax Bill	$6,360 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0111-0001-11-1`

Property Details

APN / Parcel Number

Primary APN	`14-0111-0001-11-1`
Alternative APN	`11-14-0111-0001-11-1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,790 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Unfinished Basement	1,432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	179,032 sqft (4.11 acres)
Lot Dimensions	369 ft deep x 533 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	144 BELL RD
City	NILES
State	MI
Zip	49120-4015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COM 210' S89DEG44'22''E OF NW COR SEC 11 T8S R17W TH S89DEG44'22''E 323' TH S 418' TH N89DEG44'22''W 533' TH N 208' TH S89DEG44'22''E 210' TH N 210' TO POB
Legal Range	17W
Legal Township	08S
Legal Section	11
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1006
Census Tract	21100

Owner

144 Bell Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1830 BERKSHIRE CIR SW, VERO BEACH, FL 32968-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 6, 2021	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Sep 29, 2020	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Oct 4, 2019	Warranty Deed, Transfer · Commercial Mortgage GREENSTONE FARM CREDIT SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	2026463267
Deed Book / Page	3479 / 3710
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 12, 2026
Property Address	144 BELL RD, NILES, MI 49120-4015
Document Number	0000463267
Book / Page	3479 / 3710
Instrument Date	Jun 5, 2026
Instrument	2026463267
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1830 BERKSHIRE CIR SW, VERO BEACH, FL 32968-6719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000463268,
Date	Jun 12, 2026
Book Page	3479/3713
Instrument	2026463268

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	144 BELL RD, NILES, MI 49120-4015
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03334/2364
Date	Jul 6, 2021
Book Page	3334/2364

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	144 BELL RD, NILES, MI 49120-4015
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03292/2549
Date	Sep 29, 2020
Book Page	3292/2549

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Oct 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 4, 2019
Property Address	144 BELL RD, NILES, MI 49120-4015
Document Number	03251/3212
Book / Page	3251 / 3212
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 BOND ST, NILES, MI 49120-4019

Mortgage

Document Number	0032513214
Date	Oct 4, 2019
Instrument	3251/3214

Lender

Name	GREENSTONE FARM CREDIT SERVICES
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 144 Bell Rd was $6,360 with a homeowner's exemption, up 2.9% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,300 (+9.22%)	$490,600 (+9.22%)
2025	$6,360.00 (+2.86%) Homeowner's exemption	$224,600	$449,200
2024	$6,183.00
2023		$229,700	$459,400
2022	$5,919.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 144 Bell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 144 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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