195 Bell Rd, Niles, MI 49120 Property Records

Berrien County property record for 195 Bell Rd, Niles, MI 49120

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.04 acres (219,542 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Apr 2021)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-0102-0001-32-5`

Property Details

APN / Parcel Number

Primary APN	`14-0102-0001-32-5`
Alternative APN	`11-14-0102-0001-32-5`

Exterior

Lot Area	219,542 sqft (5.04 acres)
Lot Depth	1,071 ft Depth

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	195 BELL RD
City	NILES
State	MI
Zip	49120-4093
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-1A
Legal Description	COM A SW COR SEC 2 T8S R17W TH N89 DEG15'E 1758.6' TO POB TH S89DEG15' W 205' TH N01DEG29'32''W 1070.63' TO S R/W M-60 TH ALONG SD R/W N88 DEG42'13''E 204.98' TH S01DEG29' 32''E 1072.6' TO POB
Legal Range	17W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1001
Census Tract	21100

Owner

195 Bell Rd, residential vacant land, is owned by an individual who bought it in April 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	209 INDIANA AVE, MISHAWAKA, IN 46544-2532
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU
Nov 4, 2020	Warranty Deed, Transfer · Commercial Mortgage GREENSTONE FARM CREDIT SERVICES
Sep 6, 2018	Warranty Deed, Transfer GREENSTONE FARM CREDIT SERVICES FLC
Sep 6, 2018	Trustee's Deed, Foreclosure MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Book / Page	3323 / 1021
Prior Transfer Date	Sep 4, 2018
Prior Transfer Doc	3216001138
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 16, 2021
Property Address	195 BELL RD, NILES, MI 49120-4093
Document Number	03323/1021
Book / Page	3323 / 1021
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 INDIANA AVE, MISHAWAKA, IN 46544-2532

Mortgage

Document Number	0033231024
Date	Apr 16, 2021
Instrument	3323/1024

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	May 1, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 4, 2020
Property Address	195 BELL RD, NILES, MI 49120-4093
Document Number	03298/2886
Book / Page	3298 / 2886
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	51645 TIMBERLINE TRCE W, GRANGER, IN 46530-7119

Mortgage

Document Number	0032982888
Date	Nov 4, 2020
Instrument	3298/2888

Lender

Name	GREENSTONE FARM CREDIT SERVICES
Type	Subprime Lender

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 6, 2018
Property Address	195 BELL RD, NILES, MI 49120-4093
Document Number	03216/1141
Book / Page	3216 / 1141
Instrument Date	Sep 5, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 SHEFFIELD AVE, NILES, MI 49120-1948

Mortgage

Document Number	0032161144
Date	Sep 6, 2018
Instrument	3216/1144

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLC
Type	Subprime Lender

Agreement

Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2028

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 6, 2018
Property Address	195 BELL RD, NILES, MI 49120-4093
Document Number	03216/1138
Book / Page	3216 / 1138
Instrument Date	Sep 4, 2018
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BELL RD, NILES, MI 49120-4093

Tax Assessment & Valuation

The 2025 property tax bill for 195 Bell Rd was $1,287.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,700	$65,400
2025	$1,287.00
2023		$36,500	$73,000
2022	$1,133.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Bell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

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