185 Bell Rd, Niles, MI 49120 Property Records

Berrien County property record for 185 Bell Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,020 sqft · built 1999
Lot Size	5.03 acres (219,107 sqft)
Owner	2 Company Names on Record
Last Sale	$31,000 (Jul 1998)
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-0102-0001-31-7`

Property Details

APN / Parcel Number

Primary APN	`14-0102-0001-31-7`
Alternative APN	`11-14-0102-0001-31-7`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Basement Area	2,020 sqft
Unfinished Basement	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Raised Ranch
Lot Area	219,107 sqft (5.03 acres)
Lot Depth	1,069 ft Depth
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	185 BELL RD
City	NILES
State	MI
Zip	49120-4093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BEG A PT ON S LN SEC 2 T8S R17W 1348.6' N89DEG15'E OF SW COR SD SEC TH N01DEG29'32''W 1068.68' TO SLY R/W US 12 TH N88DEG42'13''E 204.97' TH S01DEG29'32''E 1070.63' TH S89DEG15'W 205' TO POB
Legal Range	17W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1001
Census Tract	21100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	185 BELL RD, NILES, MI 49120-4093
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Intrafamily Transfer, Transfer
Dec 4, 2017	Deed of Trust, Mortgage · Commercial Mortgage 1ST SOURCE BANK
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 1998 · Amount on Record
Deed Sale	Jul 21, 1998 · Amount on Record
Prior Sale	Aug 22, 1997 · Amount on Record
Deed Book / Page	1905 / 1460
Last Transfer Date	Aug 31, 2009
Transfer Doc	02898/0280
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Dec 1, 2025
Property Address	185 BELL RD, NILES, MI 49120-4093
Document Number	03465/2654
Book / Page	3465 / 2654
Instrument Date	Jul 29, 2025
Instrument	2025447127
Transaction Type	Transfer
Record Updated	Dec 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	185 BELL RD, NILES, MI 49120-4093

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	185 BELL RD, NILES, MI 49120-4093
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03191/1221
Date	Dec 4, 2017
Book Page	3191/1221
Instrument	3191-1221

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Dec 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	185 BELL RD, NILES, MI 49120-4093
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03256/2224
Date	Nov 18, 2019
Book Page	3256/2224

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,800 (+6.62%)	$605,600 (+6.62%)
2025	$6,742.00 (+2.88%) Homeowner's exemption	$284,000 (-1.32%)	$568,000 (-1.32%)
2024	$6,553.00 (+9.69%)
2023		$287,800	$575,600
2022	$5,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

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