175 Bell Rd, Niles, MI 49120 Property Records

Berrien County property record for 175 Bell Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,255 sqft · built 1997
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on File
Last Sale	$388,000 (Jun 2020)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-0102-0001-24-4`

Property Details

APN / Parcel Number

Primary APN	`14-0102-0001-24-4`
Alternative APN	`11-14-0102-0001-24-4`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,255 sqft Living Area
1st Floor Area	2,182 sqft
Basement Area	2,146 sqft
Unfinished Basement	2,146 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	218,671 sqft (5.02 acres)
Lot Depth	1,066 ft Depth
Garage Area	1,940 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	175 BELL RD
City	NILES
State	MI
Zip	49120-4093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COM AT SW COR SEC 2 T8S R17W TH N89DEG15'E 1143.6'TH N01DEG29'32''W 1066.73'TO S R/W M-60 TH ALONG SD R/W N88DEG42'13''E 204.98'TH S01DEG29'32''E 1068.68'TO S LN SD SEC TH S89DEG15'W 205.00'TO POB
Legal Range	17W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1001
Census Tract	21100

Owner

175 Bell Rd is owned and occupied by an individual who bought it in June 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	175 BELL RD, NILES, MI 49120-4093
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 19, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
Jun 9, 2020	Warranty Deed, Transfer · Conventional Mortgage GVC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Jun 9, 2020 · Amount on File
Deed Book / Page	3277 / 2989
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	175 BELL RD, NILES, MI 49120-4093
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 BELL RD, NILES, MI 49120-4093

Mortgage

Document Number	03346/1703
Date	Sep 29, 2021
Book Page	3346/1703

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	175 BELL RD, NILES, MI 49120-4093
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03232/1761
Date	Mar 19, 2019
Book Page	3232/1761

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	76975

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 9, 2020
Property Address	175 BELL RD, NILES, MI 49120-4093
Document Number	03277/2989
Book / Page	3277 / 2989
Instrument Date	Jun 1, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,336.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	175 BELL RD, NILES, MI 49120-4093

Mortgage

Document Number	0032772991
Date	Jun 9, 2020
Instrument	3277/2991

Lender

Name	GVC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 175 Bell Rd was $8,248 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,100	$706,200
2025	$8,248.00
2023		$297,900	$595,800
2022	$7,310.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 175 Bell Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 175 Bell Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

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