165 Bell Rd, Niles, MI 49120 Property Records

Berrien County property record for 165 Bell Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,639 sqft · built 1998
Lot Size	4.98 acres (216,929 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2004)
Tax Bill	$5,403 (2025)
Deeds & Mortgages	May 2020 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-0102-0001-27-9`

Property Details

APN / Parcel Number

Primary APN	`14-0102-0001-27-9`
Alternative APN	`11-14-0102-0001-27-9`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,639 sqft Living Area
1st Floor Area	1,962 sqft
Basement Area	1,753 sqft
Unfinished Basement	1,752 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	216,929 sqft (4.98 acres)
Lot Depth	1,058 ft Depth
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	165 BELL RD
City	NILES
State	MI
Zip	49120-4093
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COM AT SW COR SEC 2 T8S R17W TH N89DEG15'E 938.6' TO POB TH N01 DEG29'32''W 1064.78' TO SLY ROW M-60 TH N88DEG42'13''E 204.98' TH S01DEG29'32''E 1066.73' TH S89DEG15'W 205' TO POB
Legal Range	17W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1001
Census Tract	21100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 BELL RD, NILES, MI 49120-4093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2004 · Amount on Record
Deed Sale	Sep 23, 2004 · Amount on Record
Prior Sale	Nov 17, 2000
Deed Book / Page	2547 / 1381
Last Transfer Date	Feb 17, 2015
Transfer Doc	03095/3037
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	165 BELL RD, NILES, MI 49120-4093
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03275/1389
Date	May 18, 2020
Book Page	3275/1389

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	ELKHART, IN 46516

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	37 Months
Due	Jun 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	165 BELL RD, NILES, MI 49120-4093
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 BELL RD, NILES, MI 49120-4093

Mortgage

Document Number	003353/414
Date	Nov 15, 2021
Book Page	3353/414

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Brandywine Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,600 (+8.63%)	$561,200 (+8.63%)
2025	$5,403.00 (+2.84%) Homeowner's exemption	$258,300 (+4.79%)	$516,600 (+4.79%)
2024	$5,254.00 (+9.76%)
2023		$246,500	$493,000
2022	$4,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1981–2016)
Most Recent Claim	Aug 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Midwest Energy & Communications.

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