1405 E Main St, Richmond, KY 40475 Property Records

Madison County property record for 1405 E Main St, Richmond, KY 40475

Property Summary

Property Type	Commercial
Owner	Individual Name on File
Last Sale	$41,440 (Dec 2011)
Tax Bill	$433 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R009-0054-0023`

Property Details

APN / Parcel Number

Primary APN	`R009-0054-0023`
Alternative APNs	`109387` `72614` `38561`

Location & Zoning

Account Number	38561
Street Address	1405 E MAIN ST
City	RICHMOND
State	KY
Zip	40475-2033
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	RICHMOND INVESTMENT LOT 5 BLK 6
Legal Subdivision	RICHMOND INVESTMENTS
Legal Block	6
Legal Lot Number	5
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1031
Census Tract	10303

Owner

Source: Madison County records · APN R009-0054-0023

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10900 HIGHWAY 52 E, PAINT LICK, KY 40461-8447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2011 · Amount on Record
Deed Sale	Dec 14, 2011 · Amount on Record
Deed Document Number	0000674205
Record Updated	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1405 E MAIN ST, RICHMOND, KY 40475-2033
Transaction Type	Mortgage
Record Updated	Feb 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01728/655
Date	Feb 17, 2017
Book Page	M01728/655
Instrument	2013954631

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00 (+7.98%) Additional exemption filed	$46,000 (+11%)	$46,000 (+11%)
2023	$401.00 (-0.5%)	$41,440 (-)	$41,440 (-)
2022	$403.00	$41,440	$41,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 382 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RICHMOND UTILITIES serves 35,640 people
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.