Washington County property record for 1427 Gainer Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,638 sqft · built 1999 |
| Lot Size | 4.7 acres (204,732 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,317 (2025) |
| Deeds & Mortgages | Mar 2025 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 000024560003 |
| Primary APN | 000024560003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,638 sqft Living Area |
| Gross Area | 3,562 sqft |
| 1st Floor Area | 2,418 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 204,732 sqft (4.7 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Pool Area | 528 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1427 GAINER RD |
|---|---|
| City | CHIPLEY |
| State | FL |
| Zip | 32428-6003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 28 4 13 4.7 ORB 324 P 556 BG 752 FT S, 662 FT E OF NWC OF SCT, RUN N 86 FT, E 660 FT, S 308 FT, W 659 FT, N 221 FT TO POB AS DESC IN ORB 324 P 556, (ELE ORB 1331 P 389). |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 28 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 970102 |
Source: Washington County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1427 GAINER RD, CHIPLEY, FL 32428-6003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 17, 2025 |
| Transfer Doc | 0067001873 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Mar 17, 2025 |
| Property Address | 1427 GAINER RD, CHIPLEY, FL 32428-6003 |
| Document Number | 0067001873 |
| Book / Page | 1331 / 389 |
| Instrument Date | Mar 17, 2025 |
| Instrument | 202567001873 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1427 GAINER RD, CHIPLEY, FL 32428-6003 |
| Name | Verified Name |
|---|---|
| Address | 1427 GAINER RD, CHIPLEY, FL 32428-6003 |
Source: Washington County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,317.00 (+6.58%) | $208,110 (+2.9%) | $344,401 (+7.6%) Land $34,780 Building $309,621 |
| 2024 | $2,174.00 (+2.31%) Homeowner's exemption | $202,245 (+3%) | $320,066 (+8.05%) Land $30,550 Building $289,516 |
| 2023 | $2,125.00 (+2.71%) Homeowner's exemption | $196,354 (+2.81%) | $296,219 (+14.65%) Land $30,550 Building $265,669 |
| 2022 | $2,069.00 Homeowner's exemption | $190,980 | $258,365 Land $29,140 Building $229,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1994–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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