1415 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1415 Gainer Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,530 sqft · built 1978
Lot Size	4.05 acres (176,418 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,323 (2025)
Deeds & Mortgages	Apr 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`000024560000`

Property Details

APN / Parcel Number

Primary APN	`000024560000`
Alternative APNs	`00000000-00-2456-0000` `24560000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,530 sqft Living Area
Gross Area	4,790 sqft
1st Floor Area	2,360 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	176,418 sqft (4.05 acres)
Garage Type	Attached
Garage Area	572 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Florida Room
Porch Area	888 sqft
Patio Area	800 sqft
Gazebo	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1415 GAINER RD
City	CHIPLEY
State	FL
Zip	32428-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 4 13 4.05 ORB 85 P 100 NW4 OF NW4 OF NW4, S1/2 OF NW1/4 OF NW1/4, LESS THAT PART IN OR 107 P 126, AND PRCL DESC IN ORB 879 P 205, LESS ORB 958 P 400. (ELE ORB ORB 1333 P 60).
Legal Range	13W
Legal Township	04S
Legal Section	28
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1032
Census Tract	970102

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1415 GAINER RD, CHIPLEY, FL 32428-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 7, 2025
Transfer Doc	0067002404
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 7, 2025
Property Address	1415 GAINER RD, CHIPLEY, FL 32428-6003
Document Number	0067002404
Book / Page	1333 / 60
Instrument Date	Apr 7, 2025
Instrument	202567002404
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1415 GAINER RD, CHIPLEY, FL 32428-6003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 GAINER RD, CHIPLEY, FL 32428-6003

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,323.00 (+7.3%)	$141,376 (+2.9%)	$254,347 (+3.77%) Land $29,970 Building $224,377
2024	$1,233.00 (+2.92%) Homeowner's exemption	$137,392 (+3%)	$245,095 (+8.44%) Land $26,325 Building $218,770
2023	$1,198.00 (-1.56%) Homeowner's exemption	$133,390 (+3%)	$226,026 (+28.62%) Land $26,325 Building $199,701
2022	$1,217.00 Homeowner's exemption	$129,505	$175,732 Land $25,110 Building $150,622

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6