1405 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1405 Gainer Rd, Chipley, FL 32428 · Last verified January 2026

Property Highlights

Property Type	Residential > Prefabricated > Manufactured or Modular Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Modular
Year Built	Built 2023
Square Footage	1,512 sqft Heated Area
Lot Size	108,900 sqft (2.5 acres)
Occupancy	Owner Occupied
Tax Bill	$865.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`24540003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Heated Area
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2023
Architectural Style	Modular Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	108,900 sqft (2.5 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1405 GAINER RD
City	CHIPLEY
State	FL
Zip	32428-6003
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	28 4 13 2.5 ORB 1266 P 953 BG NWC, E 1320.03', S 50' FOR POB, S 550', W 200', N 550', E 200' TO POB & 30' ESMT IN ORB
Jurisdiction	WASHINGTON FL
Minor Civil Division	CHIPLEY
Census Blockgroup	1
Census Block	1032
Census Tract	970102

Owner

Source: Washington County records · APN 24540003

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1405 GAINER RD, CHIPLEY, FL 32428-6003
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 10, 2023
Transfer Doc	0067001727
Record Refreshed	Jun 08, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 10, 2023
Property Address	1405 GAINER RD, CHIPLEY, FL 32428-6003
Document Number	0067001727
Book / Page	1266 / 953
Instrument Date	Mar 10, 2023
Instrument	202367001727
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	976 MAIN ST, CHIPLEY, FL 32428-1926

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 GAINER RD, CHIPLEY, FL 32428-6003

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00 (+7.86%) Homeowner's exemption	$103,301 (+2.9%)	$165,311 (+22.48%) Land $25,000 Building $140,311
2024	$802.00 Homeowner's exemption	$100,390	$134,970 Land $15,500 Building $119,470

Flood & Wildfire

1405 Gainer Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Washington County (12133C), updated July 4, 2011

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 50th percentile of exposed land nationally · 20th in Florida
Wildfire Likelihood	Moderate — about 1 in 1,111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.