1507 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1507 Gainer Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 2014
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on File
Last Sale	$449,900 (Feb 2025)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Feb 2025 Sale Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000024530003`

Property Details

APN / Parcel Number

Primary APN	`000024530003`
Alternative APN	`24530003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,240 sqft Heated Area
Gross Area	4,598 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Carport
Carport	Carport
Pool Area	544 sqft
Porch	Open Porch
Porch Area	918 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000024530003
Street Address	1507 GAINER RD
City	CHIPLEY
State	FL
Zip	32428-6005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28 4 13 2.8 ORB 1328 P 736 BEG SWC OF NW4, E 260' TO POB, N 305', E 400', S 305', W 400' TO POB.
Legal Range	13W
Legal Township	04N
Legal Section	28
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1032
Census Tract	970102

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1507 GAINER RD, CHIPLEY, FL 32428-6005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 25, 2021	Warranty Deed, Transfer PANHANDLE LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 18, 2025 · Amount on Record
Deed Sale	Feb 18, 2025 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	0001328736
Deed Book / Page	1328 / 736
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 18, 2025
Property Address	1507 GAINER RD, CHIPLEY, FL 32428-6005
Document Number	0067001158
Book / Page	1328 / 736
Instrument Date	Feb 18, 2025
Instrument	202567001158
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Tax	$3,149.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 GAINER RD, CHIPLEY, FL 32428-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1507 GAINER RD, CHIPLEY, FL 32428-6005

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 26, 2021
Property Address	1507 GAINER RD, CHIPLEY, FL 32428-6005
Document Number	0067000508
Book / Page	1196 / 872
Instrument Date	Jan 22, 2021
Instrument	202167000508
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 GAINER RD, 1507, CHIPLEY, FL 32428-6005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 PINE BLUFF DR, CHIPLEY, FL 32428-8701

Mortgage

Document Number	0000000874
Date	Jan 26, 2021
Instrument	1196/874

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 25, 2021
Property Address	1507 GAINER RD, CHIPLEY, FL 32428-6005
Document Number	0067000452
Book / Page	001196 / 000649
Instrument Date	Jan 22, 2021
Instrument	67000452
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$686.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1507 GAINER RD CHIPLEY FL 324286005, CHIPLEY, FL 32428-6005

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,817.00 (+6.26%) Homeowner's exemption	$316,462 (+2.9%)	$356,867 (-15.78%) Land $20,720 Building $336,147
2024	$3,592.00 (+2.02%) Homeowner's exemption	$307,543 (+3%)	$423,716 (+8.51%) Land $18,200 Building $405,516
2023	$3,521.00 (+18.63%) Homeowner's exemption	$298,585 (+16.47%)	$390,487 (+22.91%) Land $18,200 Building $372,287
2022	$2,968.00 Homeowner's exemption	$256,358	$317,704 Land $17,360 Building $300,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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