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  5. Gainer Rd

1421 Gainer Rd, Chipley, FL 32428 Property Records

Washington County property record for 1421 Gainer Rd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,399 sqft · built 1999
Lot Size0.85 acres (37,026 sqft)
OwnerIndividual Name on Record
Last Sale$375,000 (Nov 2025)
Tax Bill$3,845 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Sep 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN000024560001

Property Details

APN / Parcel Number

Primary APN000024560001
Alternative APN
  • 24560001

Interior

Full Baths3 Baths
Building Area2,399 sqft Heated Area
Gross Area3,821 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area37,026 sqft (0.85 acres)
Garage TypeFinished
Garage Area576 sqft
PorchOpen Porch
Porch Area210 sqft
Deck Area231 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000024560001
Street Address1421 GAINER RD
CityCHIPLEY
StateFL
Zip32428-6003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description28 4 13 .85 ORB 1127 P 459 BEG NWC OF SECT, S 285.25' TO POB, SE 173.87', S 88.62', W 214.13', N 217.07' TO POB
Legal Range13W
Legal Township04N
Legal Section28
Legal Block2456
Legal Lot Number0001
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1032
Census Tract970102

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1421 GAINER RD, CHIPLEY, FL 32428-6003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2025Warranty Deed, Transfer · Conventional Mortgage
PRINCETON MORTGAGE CORP
Sep 14, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Aug 24, 2018Warranty Deed, Transfer
BRPS TITLE/TX LLC
Apr 27, 2017Warranty Deed, Transfer · VA Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2025 · Amount on Record
Deed SaleNov 4, 2025 · Amount on Record
Prior SaleSep 14, 2018 · Amount on Record
Deed Document Number202567007926
Deed Book / Page1352 / 933
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateNov 4, 2025
Property Address1421 GAINER RD, CHIPLEY, FL 32428-6003
Document Number0067007926
Book / Page1352 / 933
Instrument DateNov 3, 2025
Instrument202567007926
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyANCHOR TITLE COMPANY, ANCHOR TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1635 HUNTSVILLE HWY, FAYETTEVILLE, TN 37334-3609

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1421 GAINER RD, CHIPLEY, FL 32428-6003

Mortgage

Document Number0000000935
DateNov 4, 2025
Instrument1352/935
Lender
NamePRINCETON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 14, 2018
Property Address1421 GAINER RD, CHIPLEY, FL 32428-6003
Document Number0067006394
Book / Page1127 / 459
Instrument DateAug 17, 2018
Instrument201867006394
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyBRPS TITLE OF TEXAS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16260 N 71ST ST, 16260, SCOTTSDALE, AZ 85254-1591

Transferred To (Grantee/Buyer)

NameVerified Name
Address1421 GAINER RD, CHIPLEY, FL 32428-6003

Mortgage

Document Number0067006395
DateSep 14, 2018
Instrument201867006395
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateAug 24, 2018
Property Address1421 GAINER RD, CHIPLEY, FL 32428-6003
Document Number0067005922
Book / Page001126 / 000098
Instrument DateAug 3, 2018
Instrument67005922
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyBRPS TITLE/TX LLC

Transaction

AmountAmount Recorded
Tax$1,533.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16260 N 71ST ST SCOTTSDALE AZ 852541591, SCOTTSDALE, AZ 85254-1591
InvestorPossibly a Property Investor

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateApr 27, 2017
Property Address1421 GAINER RD, CHIPLEY, FL 32428-6003
Document Number0067002515
Book / Page1087 / 513
Instrument DateApr 21, 2017
Instrument201767002515
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyFLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4044 PALISADES MAIN NW, 4044, KENNESAW, GA 30144-6164

Transferred To (Grantee/Buyer)

NameVerified Name
Address1421 GAINER RAOD, CHIPLEY, FL 32428-6003

Mortgage

Document Number0000000515
DateApr 27, 2017
Instrument1087/515
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,845.00 (+5.49%)$277,661 (-4.74%) Land $7,225 Building $270,436$277,661 (-4.74%) Land $7,225 Building $270,436
2024$3,645.00 (+8.22%)$291,484 (+9.47%) Land $6,375 Building $285,109$291,484 (+9.47%) Land $6,375 Building $285,109
2023$3,368.00 (+13.44%)$266,265 (+14.17%) Land $6,375 Building $259,890$266,265 (+14.17%) Land $6,375 Building $259,890
2022$2,969.00$233,227 Land $5,270 Building $227,957$233,227 Land $5,270 Building $227,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1994–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

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