Osceola County property record for 1422 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,447 sqft · built 1910 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Jun 2017) |
| Tax Bill | $1,551 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78791 |
| Primary APN | 78791 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,447 sqft Heated Area |
| Gross Area | 1,917 sqft |
| 1st Floor Area | 946 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 501 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 78791 |
|---|---|
| Street Address | 1422 FLORIDA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 279 LOTS 11 & 12 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 279 |
| Legal Lot Number | 1,11-12 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 43500 |
Source: Osceola County records · APN 78791
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jan 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Dec 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jun 29, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Jun 29, 2017 | Warranty Deed, Transfer STEWART TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 2017095076 |
| Deed Book / Page | 5171 / 2691 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054831632 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 5483/1632 |
| Instrument | 2019025322 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Mar 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056670372 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 5667/0372 |
| Instrument | 2020015652 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Feb 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Document Number | 0061001305 |
|---|---|
| Date | Dec 03, 2021 |
| Book Page | 6100/1305 |
| Instrument | 2021187150 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85284 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 242 Months |
| Due | Feb 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2017 |
| Property Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Document Number | 0051712690 |
| Book / Page | 005171 / 002690 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 95075 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $616.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1422 FLORIDA AVE ST CLOUD FL 347694424, ST CLOUD, FL 34769-4424 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 29, 2017 |
| Property Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Document Number | 0051712691 |
| Book / Page | 5171 / 2691 |
| Map Reference | MB B PG33&34 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 2017095076 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $616.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 280 S RONALD REAGAN BLVD # BLVD200, 280, LONGWOOD, FL 32750-5468 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1422 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,551.00 (+7.56%) Homeowner's exemption | $129,548 (+5.99%) | $245,900 (+13.95%) Land $46,800 Building $199,100 |
| 2023 | $1,442.00 (+4.57%) Homeowner's exemption | $122,231 (+3%) | $215,800 (+10.27%) Land $34,000 Building $181,800 |
| 2022 | $1,379.00 Homeowner's exemption | $118,671 | $195,700 Land $30,600 Building $165,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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