Osceola County property record for 1503 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,592 sqft Heated Area |
| Lot Size | 10,454 sqft (0.239 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $188,000 (2018) |
| Tax Bill | $1,965.00 (2025) |
| Primary APN | 79000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,592 sqft Heated Area |
| Gross Area | 1,936 sqft Gross Area |
| 1st Floor | 1,592 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl Exterior |
| Foundation Type | Pier/Post & Beam Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,454 sqft (0.239 acres) |
| Depth X Width | 140 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached - Unfinished Garage |
| Garage Area | 308 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Porch | Open Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79000 |
|---|---|
| Street Address | 1503 FLORIDA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4425 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 301 LOTS 22-24 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 301 |
| Legal Lot Number | 22 23 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 4 |
| Census Block | 4083 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1503 FLORIDA AVE, SAINT CLOUD, FL 34769-4425 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 21, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 01, 2018 | Affidavit of Death, Transfer OLIVER TITLE LAW |
| Oct 01, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 01, 2018 · Amount on Record |
| Deed Sale | Oct 01, 2018 · Amount on Record |
| Prior Sale | Aug 28, 2001 · Amount on Record |
| Deed Doc Number | 2018147025 |
| Deed Book / Page | 5409 / 2907 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1503 FLORIDA AVE, SAINT CLOUD, FL 34769-4425 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1503 FLORIDA AVE, SAINT CLOUD, FL 34769-4425 |
| Document Number | 0057790569 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 5779/569 |
| Instrument | 2020111045 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 01, 2018 |
| Property Address | 1503 FLORIDA AVE, SAINT CLOUD, FL 34769-4425 |
| Document Number | 0054092909 |
| Book / Page | 005409 / 002909 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 147026 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | OLIVER TITLE LAW |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 01, 2018 |
| Property Address | 1503 FLORIDA AVE, SAINT CLOUD, FL 34769-4425 |
| Document Number | 0054092907 |
| Book / Page | 5409 / 2907 |
| Map Reference | MB B PG33 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 2018147025 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | OLIVER TITLE LAW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1563, OKEECHOBEE, FL 34973-1563 |
| Name | Verified Name |
|---|---|
| Address | 1503 FLORIDA AVE, SAINT CLOUD, FL 34769-4425 |
| Document Number | 2018147027 |
|---|---|
| Date | Oct 01, 2018 |
| Instrument | 2018147027 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,965.00 (+7.08%) Homeowner's exemption | $152,675 (+5.99%) | $249,000 (+9.64%) Land $55,000 Building $194,000 |
| 2023 | $1,835.00 (+4.2%) Homeowner's exemption | $144,052 (+3%) | $227,100 (+10.35%) Land $50,000 Building $177,100 |
| 2022 | $1,761.00 Homeowner's exemption | $139,857 | $205,800 Land $45,000 Building $160,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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