Osceola County property record for 1414 Florida Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1985 |
| Square Footage | 934 sqft Living Area |
| Lot Size | 7,013 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $130,000 (2026) |
| Tax Bill | $1,434.00 (2024) |
| Primary APN | 01-26-30-0001-0279-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 934 sqft Living Area |
| Gross Area | 1,494 sqft Gross Area |
| 1st Floor | 752 sqft 1st Floor |
| Upper Floors | 288 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,013 sqft (0.161 acres) |
| Depth X Width | 140 ft x 0.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
|---|---|
| Shed Area | 140 sqft Shed |
| Deck Area | 357 sqft Deck |
| Porch Area | 454 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1414 FLORIDA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4424 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 279 LOTS 7 & 8 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 279 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 43500 |
Source: Osceola County records · APN 01-26-30-0001-0279-0070
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1150 NW 72ND AVE, 455, MIAMI, FL 33126-1947 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage KIAVI FUNDING INC |
| Feb 16, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 11, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Mar 11, 2019 · Amount on Record |
| Deed Doc Number | 202639917 |
| Deed Book / Page | 6943 / 2708 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1414 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 232 N LEAVITT AVE, ORANGE CITY, FL 32763-5314 |
| Document Number | 0069432710 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 6943/2710 |
| Instrument | 2026039918 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1414 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1414 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Document Number | 0061520226 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 6152/226 |
| Instrument | 2022026159 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 11, 2019 |
| Property Address | 1414 FLORIDA AVE, SAINT CLOUD, FL 34769-4424 |
| Document Number | 0054891479 |
| Book / Page | 005489 / 001479 |
| Instrument Date | Mar 05, 2019 |
| Instrument | 30840 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $952.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1414 FLORIDA AVE ST CLOUD FL 347694424, ST CLOUD, FL 34769-4424 |
| Document Number | 54891480 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 005489/001480 |
| Instrument | 30841 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 10, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (+3.97%) Homeowner's exemption | $126,213 (+5.99%) | $188,200 (+15.53%) Land $46,800 Building $141,400 |
| 2024 | $1,434.00 (+3.54%) | ||
| 2023 | $1,385.00 (+4.61%) Homeowner's exemption | $119,084 (+3%) | $162,900 (+10.29%) Land $34,000 Building $128,900 |
| 2022 | $1,324.00 Homeowner's exemption | $115,616 | $147,700 Land $30,600 Building $117,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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