1500 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1500 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1972
Square Footage	1,247 sqft Heated Area
Lot Size	10,454 sqft (0.239 acres)
Occupancy	Owner Occupied
Tax Bill	$1,447.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79001`
Alternative APN	`012630000103020010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,247 sqft Heated Area
Gross Area	1,815 sqft Gross Area
1st Floor	1,247 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1972
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,454 sqft (0.239 acres)
Depth X Width	140 ft x 75 ft Depth x Width

Exterior Amenities

Fence	Fence
Porch	Open Porch
Porch Area	352 sqft Porch
Greenhouse	200 sqft Greenhouse
Utility Building	96 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79001
Street Address	1500 FLORIDA AVE
City	SAINT CLOUD
State	FL
Zip	34769-4426
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 302 LOTS 1-3 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	302
Legal Lot Number	1-3 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2037
Census Tract	43500

Owner

Source: Osceola County records · APN 79001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1500 FLORIDA AVE, SAINT CLOUD, FL 34769-4426
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2018
Deed Sale	Nov 19, 2018
Prior Sale	Jun 28, 2010
Deed Doc Number	2015061339
Deed Book / Page	4771 / 0544
Prior Transfer Date	Apr 28, 2015
Prior Transfer Doc	2015061339
Record Refreshed	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1500 FLORIDA AVE, SAINT CLOUD, FL 34769-4426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1500 FLORIDA AVE, SAINT CLOUD, FL 34769-4426

Mortgage

Document Number	0058581599
Date	Dec 28, 2020
Book Page	5858/1599
Instrument	2020175317

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Dec 01, 2046

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,447.00 (+7.74%) Homeowner's exemption	$123,738 (+5.99%)	$272,500 (+13.31%) Land $55,000 Building $217,500
2023	$1,343.00 (+4.68%) Homeowner's exemption	$116,749 (+3%)	$240,500 (+16.69%) Land $50,000 Building $190,500
2022	$1,283.00 Homeowner's exemption	$113,349	$206,100 Land $45,000 Building $161,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.