1411 Florida Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1411 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1965
Square Footage	800 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$217,000 (2022)
Tax Bill	$2,176.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`78805`
Alternative APN	`012630000102800190`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	800 sqft Heated Area
Gross Area	1,438 sqft Gross Area
1st Floor Area	800 sqft 1st Floor
Stories	1 Story
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Shed	1 Shed
Shed Area	336 sqft Shed
Porch	Enclosed Porch
Porch Area	638 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	78805
Street Address	1411 FLORIDA AVE
City	SAINT CLOUD
State	FL
Zip	34769-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 280 LOTS 19 & 20 11-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	280
Legal Lot Number	19 20
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4082
Census Tract	43500

Owner

Source: Osceola County records · APN 78805

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1411 FLORIDA AVE, SAINT CLOUD, FL 34769-4423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Oct 05, 1998
Deed Document Number	2022114068
Deed Book / Page	6257 / 1119
Record Updated	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 25, 2022
Property Address	1411 FLORIDA AVE, SAINT CLOUD, FL 34769-4423
Document Number	0062571119
Book / Page	6257 / 1119
Map Reference	MB B PG 33&34
Instrument Date	Jul 15, 2022
Instrument	2022114068
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9522 LOVAGE LN, JACKSONVILLE, FL 32219-2216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E CHURCH ST, ORLANDO, FL 32801-2801

Mortgage

Document Number	0062571123
Date	Jul 25, 2022
Instrument	6257/1123

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,176.00 (+6.88%) Homeowner's exemption	$164,491 (+5.99%)	$185,000 (+19.2%) Land $46,800 Building $138,200
2023	$2,036.00 (+406.47%) Homeowner's exemption	$155,200 (+229.6%) Land $34,000 Building $121,200	$155,200 (+37.1%) Land $34,000 Building $121,200
2022	$402.00 Homeowner's exemption	$47,088	$113,200 Land $30,600 Building $82,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.