1419 Willow Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1419 Willow Oak Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,723 sqft · built 1991
Lot Size	0.192 acres (8,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Oct 2021)
Tax Bill	$8,375 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-177374`

Property Details

APN / Parcel Number

Primary APN	`02-177374`
Alternative APNs	`2177374` `177374`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,723 sqft Living Area
Gross Area	2,981 sqft
1st Floor Area	1,090 sqft
Basement Area	775 sqft
Finished Basement	775 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,356 sqft (0.192 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	42 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	177374
Street Address	1419 WILLOW OAK DR
City	FREDERICK
State	MD
Zip	21701-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 55 PLAT 2 SEC 10 8356.74 SQ FT FREDERICKTOWNE VILLAGE
Legal Subdivision	FREDERICKTOWNE VILLAGE
Legal Lot Number	55
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1419 WILLOW OAK DR, FREDERICK, MD 21701-9148
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 31, 2017	Loan Modification, Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Mar 10, 2008 · Amount on Record
Deed Book / Page	15340 / 425
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 1, 2021
Property Address	1419 WILLOW OAK DR, FREDERICK, MD 21701-9148
Document Number	0153400425
Book / Page	15340 / 425
Map Reference	MB 45 PG 92
Instrument Date	Aug 27, 2021
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1419 WILLOW OAK DR, FREDERICK, MD 21701-9148

Mortgage

Document Number	15340433
Date	Oct 1, 2021
Instrument	15340/433

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

Mortgage

Document Number	0153400453
Date	Oct 1, 2021
Book Page	15340/453

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1419 WILLOW OAK DR, FREDERICK, MD 21701-9148
Document Number	0124700442
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1419 WILLOW OAK DR FREDERICK MD 217019148, FREDERICK, MD 21701-9148

Mortgage

Document Number	0124700442
Date	Jun 18, 2018
Book Page	012470/000442

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jun 17, 2057

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,867 (+29.94%)	$501,600 (+10.48%) Land $155,600 Building $346,000
2025	$8,375.00 (+27.13%)
2023	$6,588.00	$361,600	$454,000 Land $110,500 Building $343,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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