1417 Willow Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1417 Willow Oak Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,948 sqft · built 1992
Lot Size	0.159 acres (6,965 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Jan 2018)
Tax Bill	$6,344 (2023)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-177382`

Property Details

APN / Parcel Number

Primary APN	`02-177382`
Alternative APNs	`2177382` `177382`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,948 sqft Total Area
1st Floor Area	910 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,965 sqft (0.159 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	138 sqft
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	177382
Old Parcel Number	2177382
Street Address	1417 WILLOW OAK DR
City	FREDERICK
State	MD
Zip	21701-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 54 PLAT 2 SEC 10 6965.26 SQ FT FREDERICKTOWNE VILLAGE
Legal Subdivision	FREDERICKTOWNE VILLAGE
Legal Lot Number	54
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1417 Willow Oak Dr is owned and occupied by an individual who bought it in January 2018.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	1417 WILLOW OAK DR, FREDERICK, MD 21701-9148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Jul 23, 2019	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 18, 2018	Grant Deed, Transfer CLEAR TITLE
May 2, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2018 · Amount on File
Deed Sale	Jan 18, 2018 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	0012237450
Deed Book / Page	12237 / 450
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1417 WILLOW OAK DR, FREDERICK, MD 21701-9148
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 WILLOW OAK DR, FREDERICK, MD 21701-9148

Mortgage

Document Number	0165910477
Date	Sep 7, 2023
Book Page	16591/477

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1417 WILLOW OAK DR, FREDERICK, MD 21701-9148
Document Number	0132730476
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 WILLOW OAK DR FREDERICK MD 217019148, FREDERICK, MD 21701-9148

Mortgage

Document Number	0132730476
Date	Oct 16, 2019
Book Page	013273/000476

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 15, 2059

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 18, 2018
Property Address	1417 WILLOW OAK DR, FREDERICK, MD 21701-9148
Document Number	0122370450
Book / Page	012237 / 000450
Instrument Date	Jan 11, 2018
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	CLEAR TITLE

Transaction

Amount	Amount on Record
Tax	$318.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1417 WILLOW OAK DR FREDERICK MD 217019148, FREDERICK, MD 21701-9148

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	May 2, 2017
Property Address	1417 WILLOW OAK DR, FREDERICK, MD 21701-9148
Document Number	0117950001
Book / Page	011795 / 000001
Instrument Date	Feb 7, 2017
Transaction Type	Foreclosure
Record Updated	Jul 25, 2017

Transaction

Amount	Amount on Record
Tax	$237.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	PO BOX 1469 KNOXVILLE TN 379011469, KNOXVILLE, TN 37901-1469

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,344.00	$348,000	$421,400 Land $110,200 Building $311,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1417 Willow Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1417 Willow Oak Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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