1411 Willow Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1411 Willow Oak Dr, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,001 sqft · built 1991
Lot Size	0.14 acres (6,120 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Dec 2010)
Tax Bill	$4,835 (2023)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-177412`

Property Details

APN / Parcel Number

Primary APN	`02-177412`
Alternative APNs	`2177412` `177412`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,001 sqft Total Area
1st Floor Area	1,001 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1991
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.14 acres)
Garage Type	Basement
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	177412
Old Parcel Number	2177412
Street Address	1411 WILLOW OAK DR
City	FREDERICK
State	MD
Zip	21701-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PND
Legal Description	LOT 51 PLAT 2 SEC 10 6120 SQ FT FREDERICKTOWNE VILLAGE
Legal Subdivision	FREDERICKTOWNE VILLAGE
Legal Lot Number	51
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1411 WILLOW OAK DR, FREDERICK, MD 21701-9148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2010 · Amount on Record
Deed Sale	Dec 9, 2010 · Amount on Record
Prior Sale	Oct 12, 2007 · Amount on Record
Deed Document Number	105937
Deed Book / Page	8137 / 58
Record Updated	Jun 7, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1411 WILLOW OAK DR, FREDERICK, MD 21701-9148
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 WILLOW OAK DR, FREDERICK, MD 21701-9148

Mortgage

Document Number	0144370223
Date	Jan 11, 2021
Book Page	14437/223

Lender

Name	BANK-FUND STAFF FCU
Type	Credit Union
Address	WASHINGTON, DC 20006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,835.00 Homeowner's exemption	$273,667	$319,200 Land $110,100 Building $209,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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