1407 Willow Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1407 Willow Oak Dr, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,805 sqft · built 1991
Lot Size	0.149 acres (6,507 sqft)
Owner	Individual Name on File
Last Sale	$433,000 (Apr 2022)
Tax Bill	$5,644 (2023)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-175142`

Property Details

APN / Parcel Number

Primary APN	`02-175142`
Alternative APNs	`2175142` `175142`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,805 sqft Total Area
Gross Area	1,964 sqft
1st Floor Area	926 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,507 sqft (0.149 acres)
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	138 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	175142
Old Parcel Number	2175142
Street Address	1407 WILLOW OAK DR
City	FREDERICK
State	MD
Zip	21701-9148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 PLAT 1 SEC 10 6,507.75 SQ. FT. FREDERICKTOWNE VIL. PND
Legal Subdivision	FREDERICKTOWNE VILLAGE POND
Legal Lot Number	49
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1010
Census Tract	750805

Owner

Source: Frederick County records · APN 02-175142

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1407 WILLOW OAK DRIVE FREDERICK 21701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Prior Sale	Sep 08, 2010 · Amount on Record
Deed Document Number	0001586057
Deed Book / Page	15860 / 57
Prior Transfer Date	Apr 15, 2022
Prior Transfer Doc	0158600057
Record Updated	Jun 07, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 15, 2022
Property Address	1407 WILLOW OAK DR, FREDERICK, MD 21701-9148
Document Number	0158600057
Book / Page	15860 / 57
Map Reference	MB 45 PL 91
Instrument Date	Apr 08, 2022
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	JACQUIES TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1407 WILLOW OAK DR, FREDERICK, MD 21701-9148

Mortgage

Document Number	0001586063
Date	Apr 15, 2022
Instrument	15860/63

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,644.00 Homeowner's exemption	$334,600	$416,800 Land $110,200 Building $306,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 5 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force 5 of 5 on primary residences

Wildfire

Wildfire Risk	Low above 1% of the US · above 2% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.