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1413 Willow Oak Dr, Frederick, MD 21701 Property Records

Frederick County property record for 1413 Willow Oak Dr, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,625 sqft · built 1991
Lot Size0.141 acres (6,120 sqft)
Owner2 Individual Names on Record
Last Sale$255,000 (Sep 2003)
Tax Bill$6,734 (2025)
Deeds & MortgagesDec 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN02-177404

Property Details

APN / Parcel Number

Primary APN02-177404
Alternative APNs
  • 2177404
  • 177404

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,625 sqft Living Area
Gross Area2,219 sqft
1st Floor Area1,225 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,120 sqft (0.141 acres)
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number177404
Street Address1413 WILLOW OAK DR
CityFREDERICK
StateMD
Zip21701-9148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 52 PLAT 2 SEC 10 6120.01 SQ FT FREDERICKTOWNE VILLAGE
Legal SubdivisionFREDERICKTOWNE VILLAGE
Legal Lot Number52
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1010
Census Tract750805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1413 WILLOW OAK DR, FREDERICK, MD 21701-9148
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2003 · Amount on Record
Deed SaleSep 30, 2003 · Amount on Record
Prior SaleNov 10, 1997
Deed Document Number20037213
Deed Book / Page4149 / 689
Transfer Doc0023490847
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1413 WILLOW OAK DR, FREDERICK, MD 21701-9148
Transaction TypeMortgage
Record UpdatedJan 1, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12129 CREAGERSTOWN RD, GRACEHAM, MD 21788-2275

Mortgage

Document Number0176480292
DateDec 17, 2025
Book Page17648/292
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,000 (+6.56%)$435,800 (+19.69%) Land $151,800 Building $284,000
2025$6,734.00 (+7.35%)$364,100 (+17.11%) Land $110,100 Building $254,000$364,100 (-) Land $110,100 Building $254,000
2024$6,273.00 (+10.5%)
2023$5,677.00$310,900$364,100 Land $110,100 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Glo Fiber, Verizon.

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