Cortland County and Cortlandville Town property record for 1416 E River Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,333 sqft · built 1890 |
| Lot Size | 0.532 acres (23,190 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,642 (2026) |
| Deeds & Mortgages | Apr 2023 Refinance Aug 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 112289 87.13-01-11.000 |
| Primary APN | 112289 87.13-01-11.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,333 sqft Living Area |
| 1st Floor Area | 715 sqft |
| 2nd Floor Area | 464 sqft |
| Upper Floors Area | 154 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 23,190 sqft (0.532 acres) |
| Lot Dimensions | 77.3 ft deep x 300 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 562 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1416 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-8712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | CORTLANDVILLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 970400 |
1416 E River Rd is owned and occupied by an individual who acquired it in August 2022.
Source: Cortland County and Cortlandville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1416 E RIVER RD, CORTLAND, NY 13045-8712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CHEMUNG CANAL TRUST CO |
| Aug 8, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 5, 2022 |
| Transfer Doc | 0000004413 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 1416 E RIVER RD, CORTLAND, NY 13045-8712 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000001463 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023-01463 |
| Name | CHEMUNG CANAL TRUST CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | May 1, 2063 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 8, 2022 |
| Property Address | 1416 E RIVER RD, CORTLAND, NY 13045-8712 |
| Document Number | 0000004413 |
| Instrument Date | Aug 5, 2022 |
| Instrument | 2022-04413 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1416 E RIVER RD, CORTLAND, NY 13045-8712 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Jun 18, 2020 |
| Property Address | 1416 E RIVER RD, CORTLAND, NY 13045-8712 |
| Document Number | 0000002752 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2752 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 PARK AVE HOMER NY 130771514, HOMER, NY 13077-1514 |
The 2026 property tax bill for 1416 E River Rd was $2,642, up 97.8% from the year before.
Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Cortlandville Town |
| Unified School District | McGraw Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,642.00 (+97.75%) | ||
| 2025 | $1,336.00 | $60,100 Land $9,700 Building $50,400 | $95,397 Land $15,397 Building $80,000 |
| 2023 | $1,312.00 | $60,100 Land $9,700 Building $50,400 | $85,857 Land $13,857 Building $72,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1416 E River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1981–2013) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jul 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1416 E River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Empire Long Distance Fiber | 1,000 / 100 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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